3495 Field Rd, Clio, MI 48420 Property Records

Genesee County property record for 3495 Field Rd, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,480 sqft · built 1980
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on File
Last Sale	$146,000 (Dec 2017)
Tax Bill	$2,213 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-15-300-018`

Property Details

APN / Parcel Number

Primary APN	`18-15-300-018`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,480 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	65,776 sqft (1.51 acres)
Lot Dimensions	658 ft deep x 100 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3495 FIELD RD
City	CLIO
State	MI
Zip	48420-1164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	A PARCEL OF LAND BEG S 89 DEG 24 MIN 10 SEC E 220.54 FT FROM W 1/4 COR OF SEC TH S 89 DEG 24 MIN 10 SEC E 100 FT TH S 0 DEG
Legal Range	06E
Legal Township	09N
Legal Section	15
Jurisdiction	GENESEE MI
Township / Civil Division	VIENNA
Census Block Group	1
Census Block	1027
Census Tract	10111

Owner

3495 Field Rd is owned and occupied by two individuals who bought it in December 2017.

Source: Genesee County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3495 FIELD RD, CLIO, MI 48420-1164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Dec 4, 2017	Warranty Deed, Subdivision Related Transfer
Jul 24, 2017	Grant Deed, Transfer BRIDGEWELL CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2017 · Amount on File
Deed Sale	Dec 4, 2017 · Amount on File
Prior Sale	Jul 24, 2017 · Amount on File
Deed Document Number	201774675
Prior Transfer Date	Jul 8, 2015
Prior Transfer Doc	0000060857
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	3495 FIELD RD, CLIO, MI 48420-1164
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3496 FIELD RD, CLIO, MI 48420-1165

Mortgage

Document Number	0000069677
Date	Aug 24, 2021
Instrument	202108240069677

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 4, 2017
Property Address	3495 FIELD RD, CLIO, MI 48420-1164
Document Number	0000074675
Instrument Date	Nov 22, 2017
Instrument	201712040074675
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Tax	$1,255.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8359 WASHINGTON AVE, 8359, MOUNT MORRIS, MI 48458-1001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8143 TRIDENT CIR E, MONTROSE, MI 48457-8903

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 24, 2017
Property Address	3495 FIELD RD, CLIO, MI 48420-1164
Document Number	0000051109
Instrument Date	May 23, 2017
Instrument	51109
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	SPL EXPRESS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	380 ELM ST MOUNT MORRIS MI 484581912, MOUNT MORRIS, MI 48458-1912

Mortgage

Document Number	51110
Date	Jul 24, 2017
Instrument	51110

Lender

Name	BRIDGEWELL CAP
Type	Funding / Finance Company
Address	ORLANDO, FL 32801

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3495 Field Rd was $2,213 with a homeowner's exemption, up 3.4% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Vienna Charter Township
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,800 (+6.61%)	$193,600 (+6.61%)
2025	$2,213.00 (+3.41%) Homeowner's exemption	$90,800	$181,600
2024	$2,140.00
2023		$72,600	$145,200
2019	$1,670.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3495 Field Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3495 Field Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLIO serves 2,515 people · EPA ID MI0001490
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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