3495 Delaware Dr, Denver, NC 28037 Property Records

Lincoln County property record for 3495 Delaware Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,510 sqft · built 2017
Lot Size	0.358 acres (15,594 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,000 (Jul 2017)
Tax Bill	$3,244 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4604-99-6456`

Property Details

APN / Parcel Number

Primary APN	`4604-99-6456`
Alternative APNs	`266435` `92249`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,510 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Lot Area	15,594 sqft (0.358 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	266435
Street Address	3495 DELAWARE DR
City	DENVER
State	NC
Zip	28037-7866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	#200COVINGTON@LAKE NORMAN
Legal Subdivision	COVINGTON LK NORMAN
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2005
Census Tract	71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3495 DELAWARE DR, DENVER, NC 28037-7866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 6, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2017 · Amount on Record
Deed Sale	Jul 6, 2017 · Amount on Record
Prior Sale	Oct 19, 2016 · Amount on Record
Deed Document Number	2017564977
Deed Book / Page	2676 / 817
Last Transfer Date	Mar 9, 2018
Transfer Doc	0027280694
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3495 DELAWARE DR, DENVER, NC 28037-7866
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3495 DELAWARE DR, DENVER, NC 28037-7866

Mortgage

Document Number	0003153439
Date	Apr 6, 2022
Book Page	3153/439
Instrument	650250

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 9, 2018
Property Address	3495 DELAWARE DR, DENVER, NC 28037-7866
Document Number	2728694
Book / Page	002728 / 000694
Instrument Date	Mar 9, 2018
Instrument	575144
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3495 DELAWARE DR DENVER NC 280377866, DENVER, NC 28037-7866

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 6, 2017
Property Address	3495 DELAWARE DR, DENVER, NC 28037-7866
Document Number	2676817
Book / Page	002676 / 000817
Instrument Date	Jul 6, 2017
Instrument	564977
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$634.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3495 DELAWARE DR DENVER NC 28037, DENVER, NC 28037

Mortgage

Document Number	2676819
Date	Jul 6, 2017
Book Page	002676/000819
Instrument	564978

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 5, 2032

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,244.00 (+0.62%)	$509,840 (-) Land $82,000 Building $427,840	$509,840 (-) Land $82,000 Building $427,840
2025	$3,224.00 (+0.94%)	$509,840 (-) Land $82,000 Building $427,840	$509,840 (-) Land $82,000 Building $427,840
2023	$3,194.00	$509,840 Land $82,000 Building $427,840	$509,840 Land $82,000 Building $427,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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