Panola County property record for 3495 Co Rd 175, Gary, TX 75643
| Property Type | Single Family Home |
|---|---|
| Details | 792 sqft · built 1942 |
| Lot Size | 0.931 acres (40,554 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,937 (May 2023) |
| Tax Bill | $2,094 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage May 2023 Second Mortgage + 2 more |
| APN | 00385-01121-00000-000000 |
| Primary APN | 00385-01121-00000-000000 |
|---|---|
| Alternative APN |
|
| Building Area | 792 sqft Total Area |
|---|
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Lot Area | 40,554 sqft (0.931 acres) |
| Garage Type | Carport |
| Garage Area | 544 sqft |
| Carport | Carport |
| Carport Area | 544 sqft |
| Account Number | 00385-01121-00000-000000 |
|---|---|
| Street Address | 3495 COUNTY ROAD 175 |
| City | GARY |
| State | TX |
| Zip | 75643-3767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AB 385 E LEWIS |
| Jurisdiction | PANOLA TX |
| Township / Civil Division | LONG BRANCH-DOTSON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950500 |
Source: Panola County records · APN 00385-01121-00000-000000
Assessment roll updated February 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3495 COUNTY ROAD 175, GARY, TX 75643-3767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 15, 2018 | Deed of Trust, Mortgage · Stand-Alone First Mortgage PANOLA NATIONAL BANK |
| May 09, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SFMC LP |
| Oct 24, 2023 | Correction Deed |
| May 09, 2023 | Vendor's Lien, Transfer · Stand-Alone First Mortgage SFMC LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2023 · Amount on Record |
| Deed Sale | May 09, 2023 · Amount on Record |
| Deed Document Number | 2023250593 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PANOLA TX |
| Property Address | 3495 COUNTY ROAD 175, GARY, TX 75643-3767 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001991/502 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 1991/502 |
| Instrument | 212404 |
| Name | PANOLA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CARTHAGE, TX 75633 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 05, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PANOLA TX |
| Property Address | 3495 COUNTY ROAD 175, GARY, TX 75643-3767 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000250595 |
|---|---|
| Date | May 09, 2023 |
| Instrument | 250595 |
| Name | SFMC LP |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78711 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PANOLA TX |
| Recording Date | Oct 24, 2023 |
| Property Address | 3495 COUNTY ROAD 175, GARY, TX 75643-3767 |
| Document Number | 0000254339 |
| Map Reference | VOL 1170 PG 483 |
| Instrument Date | Oct 04, 2023 |
| Instrument | 254339 |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | PANOLA TX |
| Recording Date | May 09, 2023 |
| Property Address | 3495 COUNTY ROAD 175, GARY, TX 75643-3767 |
| Document Number | 0000250593 |
| Instrument Date | May 05, 2023 |
| Instrument | 250593 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2024 |
| Title Company | CARTHAGE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7898 S 2200 W, WEST JORDAN, UT 84088-4609 |
| Name | Verified Name |
|---|---|
| Address | 3495 COUNTY ROAD 175, GARY, TX 75643-3767 |
| Document Number | 0000250594 |
|---|---|
| Date | May 09, 2023 |
| Instrument | 250594 |
| Name | SFMC LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Document Number | 0000250594 |
|---|---|
| Date | May 09, 2023 |
| Instrument | 250594 |
| Name | SFMC LP |
|---|---|
| Type | Mortgage Company |
| Address | MCKINNEY, TX 75070 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
Source: Panola County records · Assessment roll updated February 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Panola County |
| Unified School District | Gary Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,094.00 (+219.69%) Homeowner's exemption | $114,540 (+36.85%) Land $9,930 Building $104,610 | $114,540 (+36.85%) Land $9,930 Building $104,610 |
| 2023 | $83,700 Land $5,440 Building $78,260 | $83,700 Land $5,440 Building $78,260 | |
| 2022 | $655.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 6 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH MURVAUL WSC serves 981 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Coliform assessment Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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