349434 E 1020 Rd, Prague, OK 74864 Property Records

Lincoln County property record for 349434 E 1020 Rd, Prague, OK 74864

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,872 sqft · built 2020
Lot Size	21 acres (914,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$47,000 (Apr 2017)
Tax Bill	$2,755 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30743`

Property Details

APN / Parcel Number

Primary APN	`30743`
Alternative APN	`0000-04-12N-05E-2-003-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	914,760 sqft (21 acres)
Garage Type	Detached
Garage Area	936 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	30743
Street Address	349434 E 1020 RD
City	PRAGUE
State	OK
Zip	74864-8004
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NP
Legal Description	21 AC MOL 4-12-5 TR BEG 2466.57'-E SW/C SW/4 TH N-1870.22' E-161.40' S-1869.88' W-164.72' POB AKA TR 73 & TR BEG 2303.54'-E S
Legal Range	05E
Legal Township	12N
Legal Section	04
Legal Tract	73
Jurisdiction	LINCOLN OK
Township / Civil Division	PRAGUE
Census Block Group	1
Census Block	1096
Census Tract	961500

Owner

Source: Lincoln County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	349434 E 1020 RD, PRAGUE, OK 74864-8004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit VISIONBANK OF IA
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK
Dec 2, 2019	Deed of Trust, Mortgage · Construction Mortgage VISION BANK
Apr 18, 2017	Warranty Deed, Transfer · Commercial Mortgage VISION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2017 · Amount on Record
Deed Sale	Apr 18, 2017 · Amount on Record
Deed Document Number	20173036
Deed Book / Page	2249 / 328
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Recording Date	Jul 24, 2026
Property Address	349434 E 1020 RD, PRAGUE, OK 74864-8004
Document Number	0000005693
Book / Page	2676 / 63
Instrument Date	Jul 16, 2026
Instrument	20265693
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349434 E 1020 RD, PRAGUE, OK 74864-8004

Mortgage

Document Number	0000005693,
Date	Jul 24, 2026
Book Page	2676/63
Instrument	20265693

Lender

Name	VISIONBANK OF IA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2041

Interest

Rate	5.81%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	349434 E 1020 RD, PRAGUE, OK 74864-8004
Transaction Type	Mortgage
Record Updated	Feb 23, 2023
Title Company	FIRSTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002391/659
Date	Oct 1, 2020
Book Page	2391/659
Instrument	6179

Lender

Name	VISION BANK
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	349434 E 1020 RD, PRAGUE, OK 74864-8004
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002356/703
Date	Dec 2, 2019
Book Page	2356/703
Instrument	07995

Lender

Name	VISION BANK
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Nov 25, 2020

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Apr 18, 2017
Property Address	349434 E 1020 RD, PRAGUE, OK 74864-8004
Document Number	002249/328
Book / Page	2249 / 328
Instrument Date	Apr 13, 2017
Instrument	03036
Transaction Type	Transfer
Record Updated	Feb 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2803 NBU, PRAGUE, OK 74864-6034

Mortgage

Document Number	002249/330
Date	Apr 18, 2017
Book Page	2249/330
Instrument	03037

Lender

Name	VISION BANK NA
Type	Bank
Address	PRAGUE, OK 74864

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Prague Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,019 (+1.88%) Land $319 Building $27,700	$254,718 (+1.88%) Land $2,900 Building $251,818
2025	$2,755.00 (-5.23%) Homeowner's exemption	$27,502 (+26.46%) Land $319 Building $27,183	$250,018 (+9.25%) Land $2,900 Building $247,118
2024	$2,907.00 (+43.84%)	$21,747 (-1.53%) Land $319 Building $21,428
2022	$2,021.00 Homeowner's exemption	$22,085 Land $279 Building $21,806	$228,849 Land $2,901 Building $225,948

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 74% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CVEC Fiber Fiber	2,400 / 2,400
Atlink Services Fixed Wireless	100 / 20

May also be available: Verizon.

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