3494 Woolen Mill St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3494 Woolen Mill St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,968 sqft · built 2006
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$248,000 (Feb 2015)
Tax Bill$5,075 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Flood ZoneZone X (moderate risk)
APNT070500937

Property Details

APN / Parcel Number

Primary APNT070500937
Alternative APN
  • 5-116B-A253-00-2229.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,968 sqft Living Area
Gross Area3,024 sqft
1st Floor Area1,056 sqft
Basement Area1,056 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBi-Level
Exterior MaterialSiding
Lot Area5,227 sqft (0.12 acres)
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area312 sqft
Patio Area208 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT070500937
Street Address3494 WOOLEN MILL ST
CitySAINT CHARLES
StateMO
Zip63301-8171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHARLES #6 LOT 2229
Legal SubdivisionNEW TOWN AT ST CHARLES #6
Legal Lot Number2229
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group3
Census Block3003
Census Tract310201

Owner

3494 Woolen Mill St is owned and occupied by two individuals who bought it in February 2015.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address3494 WOOLEN MILL ST, SAINT CHARLES, MO 63301-8171
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 6, 2015 · Amount on File
Deed SaleFeb 6, 2015 · Amount on File
Prior SaleApr 18, 2007 · Amount on File
Deed Document Number201570350
Deed Book / Page6302 / 846
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3494 WOOLEN MILL ST, SAINT CHARLES, MO 63301-8171
Transaction TypeMortgage
Record UpdatedNov 23, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address3494 WOOLEN MILL ST, SAINT CHARLES, MO 63301-8171

Mortgage

Document Number0000060691
DateNov 9, 2022
Instrument2022R-060691
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueOct 24, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3494 Woolen Mill St was $5,075.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$77,841 (-)$409,689 (-) Land $96,000 Building $313,689
2025$5,075.00$77,841$409,689 Land $96,000 Building $313,689
2023$69,860
2022$367,684 Land $72,000 Building $295,684

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3494 Woolen Mill St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3494 Woolen Mill St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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