3494 Surratt Rd, Denton, NC 27239 Property Records

Davidson County property record for 3494 Surratt Rd, Denton, NC 27239

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 3,098 sqft · built 1984
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Feb 2026)
Tax Bill	$1,543 (2025)
Deeds & Mortgages	Feb 2026 Sale Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-005-0-000-0037`

Property Details

APN / Parcel Number

Primary APN	`02-005-0-000-0037`
Alternative APNs	`2834550` `9261333` `9269942`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,098 sqft Total Area
1st Floor Area	2,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	71,003 sqft (1.63 acres)
Lot Width	276 ft Width
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	512 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9269942
Street Address	3494 SURRATT RD
City	DENTON
State	NC
Zip	27239-6804
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA2
Legal Description	PB83-14 L37 BK2604-616 TR2
Legal Tract	2
Jurisdiction	DAVIDSON NC
Township / Civil Division	ALLEGHANY
Census Block Group	3
Census Block	3051
Census Tract	62001

Owner

3494 Surratt Rd, a rural home, is owned and occupied by two individuals who bought it in February 2026.

Source: Davidson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3494 SURRATT RD, DENTON, NC 27239-6804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Warranty Deed, Transfer
Jun 15, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage ECF FUND I LLC
May 26, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2026 · Amount on File
Deed Sale	Feb 11, 2026 · Amount on File
Prior Sale	Jun 15, 2023 · Amount on File
Deed Document Number	20262371
Deed Book / Page	2741 / 521
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Feb 11, 2026
Property Address	3494 SURRATT RD, DENTON, NC 27239-6804
Document Number	0027410521
Book / Page	2741 / 521
Map Reference	PB 83 PG 14
Instrument Date	Feb 3, 2026
Instrument	2026002371
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Amount	Amount on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	978 ERVIN DR, LEXINGTON, NC 27292-6514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3494 SURRATT RD, DENTON, NC 27239-6804

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Jun 15, 2023
Property Address	3494 SURRATT RD, DENTON, NC 27239-6804
Document Number	0026040616
Book / Page	2604 / 616
Map Reference	MB 83 PG 14
Instrument Date	Jun 13, 2023
Instrument	2023010359
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 594, DENTON, NC 27239-0594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3494 SURRATT RD, DENTON, NC 27239-6804

Mortgage

Document Number	2023010360
Date	Jun 15, 2023
Instrument	2023010360

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	3494 SURRATT RD, DENTON, NC 27239-6804
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 E SALISBURY ST, DENTON, NC 27239

Mortgage

Document Number	0025581508
Date	Jul 25, 2022
Book Page	2558/1508
Instrument	2022000016651

Lender

Name	ECF FUND I LLC
Type	Non-Lending Institution
Address	NEW YORK, NY 10022

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	May 26, 2022
Property Address	3494 SURRATT RD, DENTON, NC 27239-6804
Document Number	0025490807
Book / Page	2549 / 807
Instrument Date	May 26, 2022
Instrument	2022000012158
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3606 SURRATT RD, 3606, DENTON, NC 27239-6823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 594, DENTON, NC 27239-0594

Tax Assessment & Valuation

The 2025 property tax bill for 3494 Surratt Rd was $1,543.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,930 (-)	$233,930 (-) Land $22,490 Building $211,440
2025	$1,543.00	$233,930	$233,930 Land $22,490 Building $211,440
2023		$145,730 (-16.96%)	$145,730 (-16.96%) Land $22,490 Building $123,240
2022	$1,131.00	$175,500	$175,500 Land $27,120 Building $148,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3494 Surratt Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1984–2015)
Most Recent Claim	Feb 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3494 Surratt Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANDY SANITARY DISTRICT serves 9,548 people · EPA ID NC0229035
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL · Cable in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Randolph Telephone.

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