3494 Ludlow Ave, Bridgeton, MO 63044 Property Records

St. Louis County property record for 3494 Ludlow Ave, Bridgeton, MO 63044

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,052 sqft · built 1946
Lot Size	0.222 acres (9,649 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,303 (2025)
Deeds & Mortgages	May 2026 Sale Jun 2023 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12N-31-0295`

Property Details

APN / Parcel Number

Primary APN	`12N-31-0295`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,052 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Bungalow
Exterior Material	Stucco
Foundation Type	Raised
Lot Area	9,649 sqft (0.222 acres)
Lot Dimensions	193 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3494 LUDLOW AVE
City	BRIDGETON
State	MO
Zip	63044-3139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10R-4
Legal Description	NORTHFIELD LOT PT 9 S PT
Legal Subdivision	NORTHFIELD
Legal Lot Number	9
Jurisdiction	ST LOUIS MO
Township / Civil Division	AIRPORT
Census Block Group	3
Census Block	3001
Census Tract	213203

Owner

3494 Ludlow Ave is owned by two individuals who acquired it in May 2026.

Source: St. Louis County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	909 INDIAN HILLS DR, SAINT CHARLES, MO 63301-0619
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Warranty Deed, Transfer REGENCY TITLE GROUP
Jun 22, 2023	Warranty Deed, Transfer · Line of Credit BDS 44 LLC
Apr 17, 2023	Warranty Deed, Transfer · Line of Credit BDS 44 LLC
Apr 17, 2023	Affidavit of Death of Joint Tenant, Transfer
Mar 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026
Deed Sale	May 14, 2026
Prior Sale	Oct 22, 2024
Deed Document Number	2026309
Prior Transfer Date	Apr 10, 2023
Prior Transfer Doc	0000000320
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 14, 2026
Property Address	3494 LUDLOW AVE, BRIDGETON, MO 63044-3139
Document Number	0000000309
Instrument Date	May 8, 2026
Instrument	2026309
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	REGENCY TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 INDIAN HILLS DR, SAINT CHARLES, MO 63301-0619

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 22, 2023
Property Address	3494 LUDLOW AVE, BRIDGETON, MO 63044-3139
Document Number	2023062200535
Map Reference	MB 17 PG 77
Instrument Date	Jun 22, 2023
Instrument	2023062200535
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4528 TOMAHAWK DR, SAINT LOUIS, MO 63123-5747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17209 CHESTERFIELD AIRPORT RD # 286, 286, CHESTERFIELD, MO 63005-1423

Mortgage

Document Number	2023062200536
Date	Jun 22, 2023
Instrument	2023062200536

Lender

Name	BDS 44 LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 17, 2023
Property Address	3494 LUDLOW AVE, BRIDGETON, MO 63044-3139
Document Number	2023041700321
Map Reference	MB 17 PG 77
Instrument Date	Apr 14, 2023
Instrument	2023041700321
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 E SUMMIT ST, DONIPHAN, MO 63935-1372

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4528 TOMAHAWK DR, SAINT LOUIS, MO 63123-5747

Mortgage

Document Number	2023041700322
Date	Apr 17, 2023
Instrument	2023041700322

Lender

Name	BDS 44 LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MO
Recording Date	Apr 17, 2023
Property Address	3494 LUDLOW AVE, BRIDGETON, MO 63044-3139
Document Number	2023041700320
Map Reference	MB 17 PG 77
Instrument Date	Apr 14, 2023
Instrument	2023041700320
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 E SUMMIT ST, DONIPHAN, MO 63935-1372

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 9, 2020
Property Address	3494 LUDLOW AVE, BRIDGETON, MO 63044-3139
Document Number	0239330293
Book / Page	023933 / 000293
Instrument Date	Feb 28, 2020
Instrument	174
Transaction Type	Transfer
Record Updated	Apr 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3494 LUDLOW AVE BRIDGETON MO 630443139, BRIDGETON, MO 63044-3139

Tax Assessment & Valuation

The 2025 property tax bill for 3494 Ludlow Ave was $2,303, up 20.3% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Bridgeton City
County	St. Louis County
Unified School District	Pattonville R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,190 (-) Land $11,150 Building $19,040	$158,900 (-) Land $58,700 Building $100,200
2025	$2,303.00 (+20.26%)	$30,190 Land $11,150 Building $19,040	$158,900 Land $58,700 Building $100,200
2024	$1,915.00 (-0.36%)
2023	$1,922.00 (+2.07%)	$23,460 (+11.45%) Land $7,710 Building $15,750	$123,500 Land $40,600 Building $82,900
2022	$1,883.00	$21,050 Land $7,900 Building $13,150
2021			$110,800 Land $41,600 Building $69,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3494 Ludlow Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3494 Ludlow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: i3 Broadband, T-Mobile, Verizon.

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