3494 Hwy 90 E, Crestview, FL 32539 Property Records

Okaloosa County property record for 3494 Hwy 90 E, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,578 sqft · built 1996
Lot Size	3.85 acres (168,142 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jun 2021)
Tax Bill	$2,452 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-4035-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-4035-4`
Alternative APN	`13-3N-23-0000-0001-002M`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,578 sqft Heated Area
Gross Area	3,738 sqft
1st Floor Area	2,424 sqft
Upper Floors Area	136 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1996
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	168,142 sqft (3.85 acres)
Porch	Open Porch
Porch Area	102 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3494 HIGHWAY 90 E
City	CRESTVIEW
State	FL
Zip	32539-5102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR OF W1/2 OF SEC N100 FT W60 FT TO POB W240 FT N680.55 FT N83 DEG E ALG R/W 241.68 FT S712.59 FT TO POB PARCEL 1 AS
Legal Range	23
Legal Township	03N
Legal Section	13
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1085
Census Tract	20306

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3494 HIGHWAY 90 E, CRESTVIEW, FL 32539-5102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 29, 2021	Warranty Deed, Transfer · VA Mortgage CBM MORTGAGE INC
Sep 12, 2017	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 4, 2017	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Feb 10, 2017	Grant Deed, Transfer · VA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Feb 10, 2017 · Amount on Record
Deed Document Number	3467663
Deed Book / Page	3556 / 4514
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3494 HIGHWAY 90 E, CRESTVIEW, FL 32539-5102
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3494 HIGHWAY 90 E, CRESTVIEW, FL 32539-5102

Mortgage

Document Number	0036242549
Date	May 27, 2022
Book Page	3624/2549
Instrument	3553513

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jun 1, 2049

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 29, 2021
Property Address	3494 HIGHWAY 90 E, CRESTVIEW, FL 32539-5102
Document Number	0035564514
Book / Page	3556 / 4514
Instrument Date	Jun 17, 2021
Instrument	3467663
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3494 HIGHWAY 90 E, CRESTVIEW, FL 32539-5102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 SALTAIR LN, MARY ESTHER, FL 32569-3454

Mortgage

Document Number	0035564516
Date	Jun 29, 2021
Instrument	3556/4516

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3494 HIGHWAY 90 E, CRESTVIEW, FL 32539-5102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DB TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033171133
Date	Sep 12, 2017
Book Page	3317/1133
Instrument	3159446

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.75%
Index	1-Year CMT
Max Rate	5%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3494 HIGHWAY 90 E, CRESTVIEW, FL 32539-5102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033281757
Date	Dec 4, 2017
Book Page	3328/1757
Instrument	3175668

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Online Lender
Address	FLINT, MI 48501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 10, 2017
Property Address	3494 HIGHWAY 90 E, CRESTVIEW, FL 32539-5102
Document Number	0032870120
Book / Page	003287 / 000120
Instrument Date	Feb 10, 2017
Instrument	3117155
Transaction Type	Transfer
Record Updated	Mar 17, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,131.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5210 MOORE LOOP CRESTVIEW FL 325365469, CRESTVIEW, FL 32536-5469

Mortgage

Document Number	32870122
Date	Feb 10, 2017
Book Page	003287/000122
Instrument	3117156

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,452.00 (+0.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$287,524 (+5.99%)	$308,598 (-4.44%) Land $59,833 Building $248,765
2023	$2,435.00 (+2.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$271,283 (+3%)	$322,940 (+5.83%) Land $50,835 Building $272,105
2022	$2,383.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$263,382	$305,143 Land $47,509 Building $257,634

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 90 E

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