3494 Hickory Ests, Ashland, KY 41102 Property Records

Boyd County property record for 3494 Hickory Ests, Ashland, KY 41102

Property Summary

Property Type	Single Family Home
Details	2,754 sqft · built 2008
Lot Size	1.35 acres (59,154 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Dec 2018)
Tax Bill	$5,841 (2025)
Deeds & Mortgages	Dec 2018 Sale & Line of Credit Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026-00-00-001.30`

Property Details

APN / Parcel Number

Primary APN	`026-00-00-001.30`
Alternative APN	`530721`

Interior

Stories	1 Story
Building Area	2,754 sqft Living Area
Gross Area	960 sqft

Exterior

Year Built	Built 2008
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	59,154 sqft (1.35 acres)
Garage Type	Attached
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	530721
Street Address	3494 HICKORY ESTS
City	ASHLAND
State	KY
Zip	41102-7048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	LOT 29 HICKORY POINTE 1.358 ACRES
Legal Subdivision	HICKORY POINTE
Legal Lot Number	29
Jurisdiction	BOYD KY
Township / Civil Division	CANNONSBURG
Census Block Group	2
Census Block	2026
Census Tract	31101

Owner

Source: Boyd County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3494 HICKORY ESTS, ASHLAND, KY 41102-7048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2018	Deed, Transfer · Line of Credit KENTUCKY FARMERS BANK CORP
Dec 17, 2018	Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE CORP
Apr 20, 2017	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2018 · Amount on Record
Deed Sale	Dec 17, 2018 · Amount on Record
Prior Sale	Dec 17, 2018 · Amount on Record
Deed Document Number	9807857
Deed Book / Page	D806 / 255
Record Updated	Jun 8, 2026

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Dec 17, 2018
Property Address	3494 HICKORY ESTS, ASHLAND, KY 41102-7048
Document Number	00D806/255
Book / Page	D806 / 255
Map Reference	CAB 55 SL 45
Instrument Date	Dec 14, 2018
Instrument	9807857
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 PARKVIEW PLZ, 1, OAKBROOK TERRACE, IL 60181-4400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3494 HICKORY ESTS, ASHLAND, KY 41102-7048

Mortgage

Document Number	0009807858
Date	Dec 17, 2018
Instrument	9807858

Lender

Name	KENTUCKY FARMERS BANK CORP
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 14, 2033

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Dec 17, 2018
Property Address	3494 HICKORY ESTS, ASHLAND, KY 41102-7048
Document Number	00D806/251
Book / Page	D806 / 251
Map Reference	CAB 55 SL 45
Instrument Date	Nov 9, 2018
Instrument	9807856
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3494 HICKORY ESTS, 3494, ASHLAND, KY 41102-7048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PARKVIEW PLZ, OAKBROOK TERRACE, IL 60181-4400

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	3494 HICKORY ESTS, ASHLAND, KY 41102-7048
Transaction Type	Mortgage
Record Updated	Aug 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 755329
Date	Apr 20, 2017
Book Page	M1352/325
Instrument	755329

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	ASHLAND, KY 41102

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	6.49%
Index	1-Year CMT
Max Rate	8.49%

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Unified School District	Boyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,841.00 (+0.33%)	$420,000 (-) Land $32,000 Building $388,000	$420,000 (-) Land $32,000 Building $388,000
2023	$5,822.00	$420,000 Land $32,000 Building $388,000	$420,000 Land $32,000 Building $388,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	14 (2002–2025)
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe, Storms, Flooding, Landslides, And Mudslides, Feb 2021 · 3 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, Jun 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANNONSBURG WATER DISTRICT serves 8,953 people · EPA ID KY0100064
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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