3494 Elmwood Dr, Riverside, CA 92506 Property Records

Riverside County property record for 3494 Elmwood Dr, Riverside, CA 92506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,524 sqft · built 1929
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$372,000 (Jan 2018)
Tax Bill	$5,847 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`219-222-035`

Property Details

APN / Parcel Number

Primary APN	`219-222-035`
Alternative APN	`219223004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,524 sqft Living Area
Gross Area	1,557 sqft
1st Floor Area	1,524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1965
Construction Type	Wood
Roof Material	Tile
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	219223004
Street Address	3494 ELMWOOD DR
City	RIVERSIDE
State	CA
Zip	92506-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 35 MB 015/038 RIVCO TR
Legal Subdivision	RIVCO TR
Legal Lot Number	35
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2009
Census Tract	30700

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3494 ELMWOOD DR, RIVERSIDE, CA 92506-1231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Affidavit of Death of Joint Tenant, Transfer · Line of Credit SCHOOLSFIRST FCU
Sep 19, 2025	Intrafamily Transfer, Transfer · Line of Credit SCHOOLSFIRST FCU
Jun 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 1, 2020	Deed of Trust, Mortgage · Conventional with PMI TWO MORTGAGE GUYS
Jan 5, 2018	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2018 · Amount on Record
Deed Sale	Jan 5, 2018 · Amount on Record
Prior Sale	Oct 15, 2009 · Amount on Record
Deed Document Number	20186636
Last Transfer Date	Jun 2, 2021
Transfer Doc	0000343410
Record Updated	Oct 29, 2026

September 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 19, 2025
Property Address	3494 ELMWOOD DR, RIVERSIDE, CA 92506-1231
Document Number	0000288560
Map Reference	MB 15 PG 38
Instrument Date	Sep 13, 2025
Instrument	2025-0288560
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	FIRST AMER TITLE INS COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3494 ELMWOOD DR, RIVERSIDE, CA 92506-1231

Mortgage

Document Number	0000288562
Date	Sep 19, 2025
Instrument	2025-0288562

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 19, 2025
Property Address	3494 ELMWOOD DR, RIVERSIDE, CA 92506-1231
Document Number	0000288561
Map Reference	MB 15 PG 38
Instrument Date	Sep 13, 2025
Instrument	2025-0288561
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3494 ELMWOOD DR, RIVERSIDE, CA 92506-1231

Mortgage

Document Number	0000288562
Date	Sep 19, 2025
Instrument	2025-0288562

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 7, 2021
Property Address	3494 ELMWOOD DR, RIVERSIDE, CA 92506-1231
Document Number	0000343410
Map Reference	MB 15 PG 38
Instrument Date	Jun 2, 2021
Instrument	2021-0343410
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3494 ELMWOOD DR, RIVERSIDE, CA 92506-1231

Mortgage

Document Number	0000343411
Date	Jun 7, 2021
Instrument	2021-0343411

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3494 ELMWOOD DR, RIVERSIDE, CA 92506-1231
Document Number	0000194564
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3494 ELMWOOD DR RIVERSIDE CA 925061231, RIVERSIDE, CA 92506-1231

Mortgage

Document Number	0000194564
Date	May 6, 2020
Instrument	194564

Lender

Name	TWO MORTGAGE GUYS
Address	1200 DISCOVERY DR # 300, BAKERSFIELD, CA 93309-7036

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 5, 2018
Property Address	3494 ELMWOOD DR, RIVERSIDE, CA 92506-1231
Document Number	0000006636
Map Reference	MB 15 PG 38
Instrument Date	Dec 12, 2017
Instrument	2018-0006636
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FIDELITY NATIONAL TITLE IE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$818.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3494 WLMWOOD DR, RIVERSIDE, CA 92508

Mortgage

Document Number	0000006637
Date	Jan 5, 2018
Instrument	2018-0006637

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,483 (+2%) Land $104,444 Building $427,039
2025	$5,847.00 (+3.4%)	$521,065 (+4.04%) Land $102,402 Building $418,663
2024	$5,655.00 (+0.43%)
2023	$5,631.00 (+17.26%)	$500,833 Land $98,427 Building $402,406
2022	$4,802.00
2021			$436,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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