3494 Elm Grove Rd, Belton, TX 76513 Property Records

Bell County property record for 3494 Elm Grove Rd, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,193 sqft · built 1940
Lot Size	1.77 acres (77,101 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Sep 2019)
Tax Bill	$169 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0466150000`

Property Details

APN / Parcel Number

Primary APN	`0466150000`
Alternative APNs	`5597` `3625`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,193 sqft Living Area
1st Floor Area	1,193 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	77,101 sqft (1.77 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Storage Building	196 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3494 ELM GROVE RD
City	BELTON
State	TX
Zip	76513-7614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0020BC O T TYLER, 48, ACRES 1.77
Legal Subdivision	O T TYLER
Legal Block	2
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	2
Census Block	2024
Census Tract	21502

Owner

3494 Elm Grove Rd is owned and occupied by an individual who bought it in September 2019.

Source: Bell County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3494 ELM GROVE RD, BELTON, TX 76513-7614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL SERVICES INC
Jun 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Sep 16, 2019	Warranty Deed, Transfer NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Deed Document Number	201941902
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Apr 14, 2026
Property Address	3494 ELM GROVE RD, BELTON, TX 76513-7614
Document Number	0000017836
Instrument Date	Apr 8, 2026
Instrument	202617836
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PRIORITY SETTLEMENT GROUP/TX LLC, PRIORITY SETTLEMENT GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3494 ELM GROVE RD, BELTON, TX 76513-7614

Mortgage

Document Number	0000017836,
Date	Apr 14, 2026
Instrument	202617836

Lender

Name	AMERICAN FINANCIAL SERVICES INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3494 ELM GROVE RD, BELTON, TX 76513-7614
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036738
Date	Jun 9, 2022
Instrument	2022036738

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Sep 16, 2019
Property Address	3494 ELM GROVE RD, BELTON, TX 76513-7614
Document Number	0000041902
Book / Page	011002 / 000769
Instrument Date	Aug 26, 2019
Instrument	41902
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3494 ELM GROVE RD BELTON TX 765137614, BELTON, TX 76513-7614

Mortgage

Document Number	41903
Date	Sep 16, 2019
Book Page	011002/000773
Instrument	41903

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3494 Elm Grove Rd was $169 with exemptions applied.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$169.00	$87,751	$143,535 Land $79,238 Building $64,297
2023	$135.00 (+4.65%) Homeowner's exemption Senior Citizen's exemption	$144,549 Land $76,243 Building $68,306	$144,549 Land $76,243 Building $68,306
2022	$129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3494 Elm Grove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3494 Elm Grove Rd is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 61% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARMSTRONG WSC serves 3,285 people · EPA ID TX0140019
Water Source	Purchased surface water from CENTRAL TEXAS WSC
Last State Inspection	Jan 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Altitude ISP, SOS Communications.

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