3494 Davis Rd, Makinen, MN 55763 Property Records

St. Louis County property record for 3494 Davis Rd, Makinen, MN 55763

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 800 sqft · built 2021
Lot Size	37 acres (1,611,720 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Nov 2023)
Tax Bill	$1,596 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`642-0010-00810`

Property Details

APN / Parcel Number

Primary APN	`642-0010-00810`
Alternative APNs	`1157783` `82941`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	800 sqft Gross Area
1st Floor Area	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,611,720 sqft (37 acres)
Garage Type	Carport
Carport	Carport
Deck Area	64 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1157783
Street Address	3494 DAVIS RD
City	MAKINEN
State	MN
Zip	55763-8125
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	MUNS
Legal Description	LOT 1 SERIAL #
Legal Range	14W
Legal Township	56N
Legal Section	06
Legal Subdivision	BALKAN TOWN OF
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITEFACE RESERVOIR
Census Block Group	2
Census Block	2194
Census Tract	11401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5118 GLENDALE ST, DULUTH, MN 55804-1107
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Jun 4, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2023 · Amount on Record
Deed Sale	Nov 9, 2023 · Amount on Record
Prior Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	20231477843
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 9, 2023
Property Address	3494 DAVIS RD, MAKINEN, MN 55763-8125
Document Number	0001477843
Instrument Date	Oct 26, 2023
Instrument	1477843
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5118 GLENDALE ST, DULUTH, MN 55804-1107

Mortgage

Document Number	0001477844
Date	Nov 9, 2023
Instrument	1477844

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.4%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	4.4%
Max Rate At Change	8.4%
Index	1-Year T-Bill
Max Rate	11.4%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 4, 2019
Property Address	3494 DAVIS RD, MAKINEN, MN 55763-8125
Document Number	00A1355973
Instrument Date	May 23, 2019
Instrument	A1355973
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$102.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11139 SPUDVILLE RD HIBBING MN 557468252, HIBBING, MN 55746-8252

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,596.00 (+30.61%)
2025	$1,222.00 (+11.9%)	$153,400 (+45.68%) Land $54,200 Building $99,200	$153,400 (+45.68%) Land $54,200 Building $99,200
2024		$105,300 (+17.52%) Land $43,900 Building $61,400	$105,300 (+17.52%) Land $43,900 Building $61,400
2023	$1,092.00
2022		$89,600 Land $37,400 Building $52,200	$89,600 Land $37,400 Building $52,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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