3494 Allegra Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3494 Allegra Cir, Saint Cloud, FL 34772

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 1,632 sqft · built 2007
Lot Size	0.037 acres (1,612 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Jun 2021)
Tax Bill	$5,285 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158146`

Property Details

APN / Parcel Number

Primary APN	`158146`
Alternative APN	`262630061300011820`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,632 sqft Heated Area
Gross Area	1,859 sqft
1st Floor Area	708 sqft
Upper Floors Area	924 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	1,612 sqft (0.037 acres)
Garage Type	Finished
Garage Area	215 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	12 sqft
Patio Area	24 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	158146
Street Address	3494 ALLEGRA CIR
City	SAINT CLOUD
State	FL
Zip	34772-6721
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SR3
Legal Description	PORTOFINO VISTA PB 20 PGS 43-48 LOT 182
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	PORTOFINO VISTA
Legal Tract	613
Legal Block	1
Legal Lot Number	182
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2011
Census Tract	43207

Owner

3494 Allegra Cir, a townhouse, is owned and occupied by an individual who bought it in June 2021.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	3494 ALLEGRA CIR, SAINT CLOUD, FL 34772-6721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Prior Sale	Jul 16, 2015 · Amount on File
Deed Document Number	2021092106
Deed Book / Page	5980 / 811
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 14, 2021
Property Address	3494 ALLEGRA CIR, SAINT CLOUD, FL 34772-6721
Document Number	0059800811
Book / Page	5980 / 811
Map Reference	MB 20 PG 435
Instrument Date	Jun 4, 2021
Instrument	2021092106
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	TITLE WAREHOUSES OF AMERICA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,456.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4417 13TH ST # ST138, 4417, SAINT CLOUD, FL 34769-6724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3494 ALLEGRA CIR, SAINT CLOUD, FL 34772-6721

Mortgage

Document Number	5980813
Date	Jun 14, 2021
Instrument	5980/813

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3494 Allegra Cir was $5,285.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,285.00	$224,100 Land $38,000 Building $186,100	$224,100 Land $38,000 Building $186,100
2023	$5,167.00 (+11.05%)	$238,700 (+27.31%) Land $14,900 Building $223,800	$238,700 (+27.31%) Land $14,900 Building $223,800
2022	$4,653.00	$187,500 Land $14,900 Building $172,600	$187,500 Land $14,900 Building $172,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3494 Allegra Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3494 Allegra Cir is moderate, ranking above 42% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: AT&T, Xfinity.

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