Allegan County property record for 3493 38th St, Hamilton, MI 49419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,287 sqft · built 1992 |
| Lot Size | 1.99 acres (86,684 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,530 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-001-010-10 |
| Primary APN | 09-001-010-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,287 sqft Living Area |
| 1st Floor Area | 1,270 sqft |
| Basement Area | 1,270 sqft |
| Unfinished Basement | 1,270 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Lot Area | 86,684 sqft (1.99 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Balcony Area | 17 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3493 38TH ST |
|---|---|
| City | HAMILTON |
| State | MI |
| Zip | 49419-9562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | N 161' OF W 542' OF SW 1/4 SEC 1 T3N R14W (93) |
| Legal Range | 14W |
| Legal Township | 03N |
| Legal Section | 01 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | HEATH |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 30702 |
3493 38th St is owned and occupied by two individuals who acquired it in December 2015.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3493 38TH ST, HAMILTON, MI 49419-9562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 9, 2015 |
| Transfer Doc | 3988/260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 3493 38TH ST, HAMILTON, MI 49419-9562 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4258/789 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 4258/789 |
| Name | FIFTH THIRD MORTGAGE MICHIGAN LLC |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2033 |
The 2025 property tax bill for 3493 38th St was $2,530 with a homeowner's exemption, up 4% from the year before.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Heath Township |
| Unified School District | Hamilton Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,400 (+13.4%) Land $37,700 Building $141,700 | $358,800 (+13.4%) Land $75,400 Building $283,400 | |
| 2025 | $2,530.00 (+3.99%) Homeowner's exemption | $158,200 Land $35,900 Building $122,300 | $316,400 Land $71,800 Building $244,600 |
| 2024 | $2,433.00 | ||
| 2023 | $134,400 Land $27,400 Building $107,000 | $268,800 Land $54,800 Building $214,000 | |
| 2022 | $2,053.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3493 38th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3493 38th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
May also be available: Verizon.
4G LTE only, no 5G reported
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