34921 Two Rivers Rd, Hinckley, MN 55037 Property Records

Pine County property record for 34921 Two Rivers Rd, Hinckley, MN 55037

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,416 sqft · built 1984
Lot Size	11.6 acres (507,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Mar 2020)
Tax Bill	$160 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15.0386.000`

Property Details

APN / Parcel Number

Primary APN	`15.0386.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,416 sqft Living Area
Gross Area	1,536 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	507,038 sqft (11.6 acres)
Garage Area	1,600 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Shed	1 Shed
Shed Area	96 sqft
Greenhouse	1 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	34921 TWO RIVERS RD
City	HINCKLEY
State	MN
Zip	55037-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-041 RANGE-021 11.64 AC PART OF SOUTH 1/2 OF SOUTHEAST 1/4 DESC AS FOLL: COM AT NE CORNER; THENCE SOUTH ALONG SEC
Legal Range	021
Legal Township	041
Legal Section	34
Jurisdiction	PINE MN
Township / Civil Division	HINCKLEY
Census Block Group	1
Census Block	1115
Census Tract	950500

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34921 TWO RIVERS RD, HINCKLEY, MN 55037-3701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU
Mar 26, 2020	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Mar 26, 2020	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Prior Sale	Mar 26, 2020 · Amount on Record
Deed Document Number	2020552242
Prior Transfer Date	Mar 13, 2020
Prior Transfer Doc	552242
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	34921 TWO RIVERS RD, HINCKLEY, MN 55037-3701
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000574141
Date	Jan 9, 2023
Instrument	574141

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 9, 2033

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Mar 26, 2020
Property Address	34921 TWO RIVERS RD, HINCKLEY, MN 55037-3701
Document Number	552242
Instrument Date	Mar 13, 2020
Instrument	552242
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$148.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	34921 TWO RIVERS RD, HINCKLEY, MN 55037-3701

Mortgage

Document Number	552243
Date	Mar 26, 2020
Instrument	552243

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Mar 26, 2020
Property Address	34921 TWO RIVERS RD, HINCKLEY, MN 55037-3701
Document Number	552241
Instrument Date	Mar 13, 2020
Instrument	552241
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$148.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	34921 TWO RIVERS RD, HINCKLEY, MN 55037-3701

Mortgage

Document Number	0000552243
Date	Mar 26, 2020
Instrument	552243

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
County Subdivision	Hinckley Township
Unified School District	Hinckley-Finlayson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,200 (+6.94%) Land $95,100 Building $247,100	$342,200 (+6.94%) Land $95,100 Building $247,100
2025	$160.00 (+1,5%)	$320,000 (+16.24%) Land $83,300 Building $236,700	$320,000 (+16.24%) Land $83,300 Building $236,700
2023	$10.00	$275,300 Land $67,800 Building $207,500	$275,300 Land $67,800 Building $207,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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