3492 Serendipity Rd, Gilmer, TX 75644 Property Records

Upshur County property record for 3492 Serendipity Rd, Gilmer, TX 75644

Property Summary

Property Type	Residential
Details	3,856 sqft · built 2010
Lot Size	4.07 acres (177,507 sqft)
Owner	Individual Name on Record
Last Sale	$238,100 (Mar 2018)
Tax Bill	$6,623 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099U-S05-000-002`

Property Details

APN / Parcel Number

Primary APN	`099U-S05-000-002`
Alternative APN	`75723`

Interior

Building Area	3,856 sqft Total Area
1st Floor Area	2,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	177,507 sqft (4.07 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	099U-S05-000-002
Street Address	3492 SERENDIPITY RD
City	GILMER
State	TX
Zip	75644-7522
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	ABS A99 CAVIN, ROBERT,TRACT 2, 4.075 ACRES & HOUSE
Legal Tract	2
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	1
Census Block	1017
Census Tract	950301

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3492 SERENDIPITY RD, GILMER, TX 75644-7522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CLEARPATH LENDING
Mar 28, 2018	Vendor's Lien, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2018 · Amount on Record
Deed Sale	Mar 28, 2018 · Amount on Record
Prior Sale	Oct 19, 2015 · Amount on Record
Deed Document Number	20182104
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	3492 SERENDIPITY RD, GILMER, TX 75644-7522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100326
Date	Jan 15, 2021
Instrument	202100326

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	9218

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Mar 28, 2018
Property Address	3492 SERENDIPITY RD, GILMER, TX 75644-7522
Document Number	201802104
Map Reference	VOL1109 PG11
Instrument Date	Mar 28, 2018
Instrument	201802104
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1332, TATUM, TX 75691-1332
Investor	Possibly a Property Investor

Mortgage

Document Number	201802105
Date	Mar 28, 2018
Instrument	201802105

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Harmony Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,623.00 Homeowner's exemption	$407,540 (-2.27%) Land $69,850 Building $337,690	$407,540 (-2.27%) Land $69,850 Building $337,690
2025	Homeowner's exemption	$416,990 (+7.27%) Land $75,250 Building $341,740	$416,990 (+7.27%) Land $75,250 Building $341,740
2023		$388,720 Land $77,310 Building $311,410	$388,720 Land $77,310 Building $311,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

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