3492 Placid Dr, Davidson, NC 28036 Property Records

Cabarrus County property record for 3492 Placid Dr, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,800 sqft · built 2019
Lot Size	1.77 acres (77,101 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (May 2020)
Tax Bill	$2,333 (2023)
Deeds & Mortgages	Jul 2023 Mortgage Nov 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`4672 77 7616`

Property Details

APN / Parcel Number

Primary APN	`4672 77 7616`
Alternative APNs	`03008 0011.170000` `137925`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,527 sqft
1st Floor Area	1,800 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	77,101 sqft (1.77 acres)
Lot Width	15 ft Width
Garage Type	Mixed
Garage Area	529 sqft
Driveway	Concrete Driveway
Driveway Area	450 sqft
Porch	Slab
Porch Area	90 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	137925
Street Address	3492 PLACID DR
City	DAVIDSON
State	NC
Zip	28036-7547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	LT 2 PLAT FOR 3492 PLACID RD
Legal Subdivision	PLACID
Legal Lot Number	2
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1002
Census Tract	41301

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3492 PLACID DR, DAVIDSON, NC 28036-7547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
May 22, 2020	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
Apr 24, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 24, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 12, 2019	Deed of Trust, Construction Loan · Line of Credit OTHER INSTITUTIONAL LENDERS
Jun 17, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Deed Book / Page	14199 / 97
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3492 PLACID DR, DAVIDSON, NC 28036-7547
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3492 PLACID DR, DAVIDSON, NC 28036-7547

Mortgage

Document Number	0016587199
Date	Jul 28, 2023
Book Page	16587/199

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Aug 1, 2025

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3492 PLACID DR, DAVIDSON, NC 28036-7547
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015687111
Date	Nov 29, 2021
Book Page	15687/111

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 22, 2020
Property Address	3492 PLACID DR, KANNAPOLIS, NC 28036-7547
Document Number	14199262
Book / Page	014199 / 000262
Instrument Date	May 22, 2020
Instrument	15477
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$199.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3492 PLACID DR DAVIDSON NC 28036, DAVIDSON, NC 28036

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 24, 2020
Property Address	3492 PLACID DR, KANNAPOLIS, NC 28036-7547
Document Number	14136214
Book / Page	014136 / 000214
Instrument Date	Apr 21, 2020
Instrument	12217
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	401 DAKOTA ST KANNAPOLIS NC 280836931, KANNAPOLIS, NC 28083-6931

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 24, 2020
Property Address	3492 PLACID DR, KANNAPOLIS, NC 28036-7547
Document Number	14136210
Book / Page	014136 / 000210
Instrument Date	Apr 21, 2020
Instrument	12216
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	401 DAKOTA ST KANNAPOLIS NC 280836931, KANNAPOLIS, NC 28083-6931

September 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Sep 12, 2019
Property Address	3492 PLACID DR, KANNAPOLIS, NC 28036-7547
Document Number	13714178
Book / Page	013714 / 000178
Instrument Date	Sep 12, 2019
Instrument	24417
Transaction Type	Construction Loan
Record Updated	Dec 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3492 PLACID DR DAVIDSON NC 28036, DAVIDSON, NC 28036

Mortgage

Document Number	13714178
Date	Sep 12, 2019
Book Page	013714/000178
Instrument	24417

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	CHARLOTTE, NC 28271

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 11, 2020

Interest

Rate Type	Adjustable Rate

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 17, 2019
Property Address	3492 PLACID DR, KANNAPOLIS, NC 28036-7547
Document Number	1355551
Book / Page	013555 / 000051
Instrument Date	Jun 17, 2019
Instrument	14813
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	401 DAKOTA ST KANNAPOLIS NC 280836931, KANNAPOLIS, NC 28083-6931

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,830 (+44.03%) Land $102,370 Building $313,460
2024			$415,830 (+44.03%) Land $102,370 Building $313,460
2023	$2,333.00	$288,710 Land $45,160 Building $243,550	$288,710 Land $45,160 Building $243,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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