3492 Peninsula Pointe Dr, Valdese, NC 28690 Property Records

Burke County property record for 3492 Peninsula Pointe Dr, Valdese, NC 28690

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,309 sqft · built 2025
Lot Size1.77 acres (77,101 sqft)
Owner2 Individual Names on Record
Last Sale$50,000 (Oct 2023)
Tax Bill$4,346 (2026)
Deeds & MortgagesDec 2024 Construction Loan
Oct 2023 Sale
Flood ZoneZone X (minimal risk)
APN2734977371

Property Details

APN / Parcel Number

Primary APN2734977371
Alternative APN
  • 61340

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,309 sqft Living Area

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area77,101 sqft (1.77 acres)
Garage TypeAttached
Garage Area696 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3492 PENINSULA POINTE DR
CityVALDESE
StateNC
Zip28690-9369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12A RESI
Legal DescriptionWATERSIDE SD LO102 PL43-164
Legal SubdivisionWATERSIDE SUBDIVISION
JurisdictionBURKE NC
Township / Civil DivisionDREXEL
Census Block Group1
Census Block1018
Census Tract20801

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5505 CREEK POINT DR, HICKORY, NC 28601-7089
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2024Deed of Trust, Mortgage · Construction Mortgage
TAYLORSVILLE SAVINGS BANK SSB
Oct 19, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2023 · Amount on Record
Deed SaleOct 19, 2023 · Amount on Record
Prior SaleJun 17, 2014 · Amount on Record
Deed Document Number20239754
Deed Book / Page2712 / 55
Record UpdatedOct 29, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address3492 PENINSULA POINTE DR, VALDESE, NC 28690
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027800338
DateDec 12, 2024
Book Page2780/338
Instrument2024011038
Lender
NameTAYLORSVILLE SAVINGS BANK SSB
TypeBank
AddressTAYLORSVILLE, NC 28681
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueDec 1, 2055

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateOct 19, 2023
Property Address3492 PENINSULA POINTE DR, VALDESE, NC 28690
Document Number0027120055
Book / Page2712 / 55
Map ReferenceMB 43 PG 164&165
Instrument DateOct 18, 2023
Instrument2023009754
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

AmountAmount Recorded
Tax$100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address508 HARTFORD AVE, CHARLOTTE, NC 28209-1929

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 SHERWOOD PL, MORGANTON, NC 28655-5602

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityValdese Town
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,346.00 (+1,216.97%)$385,854 (+100.63%) Land $34,080 Building $351,774$385,854 (+100.63%) Land $34,080 Building $351,774
2025$330.00 (-9.84%)$192,324 (+464.33%) Land $34,080 Building $158,244$192,324 (+464.33%) Land $34,080 Building $158,244
2023$366.00$34,080 Land $34,080$34,080 Land $34,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Most Recent ClaimMay 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Foothills Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Brightspeed.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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