3492 Malawi Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3492 Malawi Trl, Saint Cloud, FL 34772

Property Summary

Property Type	Vacant Land
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Sep 2026)
Tax Bill	$2,352 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
APN	`32-26-31-3664-0001-2900`

Property Details

APN / Parcel Number

Primary APN	`32-26-31-3664-0001-2900`
Alternative APN	`263132366400012900`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	3492 MALAWI TRL
City	SAINT CLOUD
State	FL
Zip	34772-6428
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	BUENA LAGO PH 5 PB 36 PGS 1-7 LOT 290
Legal Subdivision	BUENA LAGO PHASE 5
Legal Lot Number	290
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1039
Census Tract	43301

Owner

Source: Osceola County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3492 MALAWI TRL, SAINT CLOUD, FL 34772-6428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026 · Amount on Record
Deed Sale	Sep 22, 2026 · Amount on Record
Deed Document Number	2026122318
Deed Book / Page	7037 / 2568
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 22, 2026
Property Address	3492 MALAWI TRL, SAINT CLOUD, FL 34772-6428
Document Number	0000122318
Book / Page	7037 / 2568
Instrument Date	Sep 21, 2026
Instrument	2026122318
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 8, 2026
Title Company	TITLE OF FLORIDA, DHI TITLE OF FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275,730.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3492 MALAWI TRL, SAINT CLOUD, FL 34772-6428

Mortgage

Document Number	0000122319,
Date	Sep 22, 2026
Book Page	7037/2569
Instrument	2026122319

Lender

Name	DHI MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,352.00	$50,400 Land $50,400	$50,400 Land $50,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.