St. Clair County property record for 3492 Lightle Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,652 sqft · built 1970 |
| Lot Size | 1.3 acres (57,064 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,932 (2024) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-025-3002-100 |
| Primary APN | 74-15-025-3002-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Lot Area | 57,064 sqft (1.3 acres) |
| Lot Dimensions | 400 ft deep x 142 ft wide |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 74150253002100 |
|---|---|
| Street Address | 3492 LIGHTLE RD |
| City | CLYDE |
| State | MI |
| Zip | 48049-3910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BEG N 89D 35M 34S E 1858.28' & S 1467.58' FROM INT/SEC 1/4 COR, TH S 68.50', TH S 60D 56M 40S W 101.50', TH S 29D 3M 20S E |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 25 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 633100 |
Source: St. Clair County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3492 LIGHTLE RD, CLYDE, MI 48049-3910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF MICHIGAN CU |
| Jun 13, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jun 12, 2019 | Deed of Trust, Mortgage · Line of Credit DISCOVER BK |
| Jun 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/ESTN MI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2017 |
| Deed Sale | Mar 15, 2017 |
| Prior Sale | Apr 13, 2012 · Amount on Record |
| Deed Document Number | 2017006635 |
| Deed Book / Page | 4243 / 603 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3492 LIGHTLE RD, CLYDE, MI 48049-3910 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3492 LIGHTLE RD, CLYDE, MI 48049-3910 |
| Document Number | 0005672686 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | 5672/686 |
| Instrument | 2023020624 |
| Name | UNIVERSITY OF MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | ANN ARBOR, MI 48104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3492 LIGHTLE RD, CLYDE, MI 48049-3910 |
| Document Number | 0052040001 |
| Instrument Date | Jun 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3492 LIGHTLE RD CLYDE MI 480493910, CLYDE, MI 48049-3910 |
| Document Number | 0052040001 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 005204/000001 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3492 LIGHTLE RD, CLYDE, MI 48049-3910 |
| Document Number | 0050670201 |
| Instrument Date | Jun 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3492 LIGHTLE RD CLYDE MI 480493910, CLYDE, MI 48049-3910 |
| Document Number | 0050670201 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 005067/000201 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | MANOR, DE 19720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 17, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3492 LIGHTLE RD, CLYDE, MI 48049-3910 |
| Document Number | 0048500376 |
| Book / Page | 004850 / 000376 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 3492 LIGHTLE RD CLYDE MI 480493910, CLYDE, MI 48049-3910 |
| Document Number | 0048500376 |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | 004850/000376 |
| Name | FIFTH THIRD BK/ESTN MI |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Clair County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $180,300 (+19.01%) | ||
| 2024 | $2,932.00 (+18.18%) | $360,600 (+19.01%) | |
| 2023 | $151,500 | ||
| 2022 | $2,481.00 | $303,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures