3492 Kipling Ave, Berkley, MI 48072 Property Records

Oakland County property record for 3492 Kipling Ave, Berkley, MI 48072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,398 sqft · built 1941
Lot Size	0.238 acres (10,367 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,000 (Oct 1996)
Tax Bill	$4,314 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-25-07-477-012`

Property Details

APN / Parcel Number

Primary APN	`04-25-07-477-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	1,143 sqft
Basement Area	1,003 sqft
Finished Basement	1,003 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 2003
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,367 sqft (0.238 acres)
Lot Dimensions	114 ft deep x 55 ft wide
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	13 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3492 KIPLING AVE
City	BERKLEY
State	MI
Zip	48072-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 7 & 8 ST. JOHN WOODS SUB. S 9 FT OF LOT 87 & ALL OF LOTS 88 & 89
Legal Range	11E
Legal Township	01N
Legal Section	07
Legal Subdivision	ST JOHN WOODS
Legal Lot Number	87-89
Jurisdiction	OAKLAND MI
Township / Civil Division	BERKLEY
Census Block Group	4
Census Block	4009
Census Tract	170000

Owner

Source: Oakland County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3492 KIPLING AVE, BERKLEY, MI 48072-1402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 1996 · Amount on Record
Deed Sale	Oct 15, 1996 · Amount on Record
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3492 KIPLING AVE, BERKLEY, MI 48072-1402
Document Number	0000152291
Instrument Date	Jul 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3492 KIPLING AVE BERKLEY MI 480721402, BERKLEY, MI 48072-1402

Mortgage

Document Number	0000152291
Date	Aug 3, 2020
Book Page	054599/000212
Instrument	152291

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Berkley City
County	Oakland County
Unified School District	Berkley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,314.00 (-2.88%) Homeowner's exemption	$189,050 (+13.33%)	$378,100 (+13.33%)
2024	$4,442.00 (+19.73%)
2023		$166,820	$333,640
2021	$3,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20