3492 Gerald Ct, Turlock, CA 95382 Property Records

Stanislaus County property record for 3492 Gerald Ct, Turlock, CA 95382

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,166 sqft · built 1999
Lot Size	0.109 acres (4,791 sqft)
Owner	Individual Name on Record
Last Sale	$296,000 (Mar 2018)
Tax Bill	$3,726 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-044-060-000`

Property Details

APN / Parcel Number

Primary APN	`072-044-060-000`
Alternative APN	`0724460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,166 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Construction Type	Wood
Lot Area	4,791 sqft (0.109 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Old Parcel Number	0724460
Street Address	3492 GERALD CT
City	TURLOCK
State	CA
Zip	95382-0552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GERALD ESTATES (38M44) LOT 1
Legal Subdivision	GERALD ESTATES
Legal Lot Number	1
Jurisdiction	STANISLAUS CA
Township / Civil Division	TURLOCK
Census Block Group	1
Census Block	1013
Census Tract	3609

Owner

Source: Stanislaus County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3492 GERALD CT, TURLOCK, CA 95382-0552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCENIC OAKS FUNDING
Jun 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 16, 2018	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	0000018267
Last Transfer Date	Jun 3, 2020
Transfer Doc	0000038222
Record Updated	Jun 7, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3492 GERALD CT, TURLOCK, CA 95382-0552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058730
Date	Aug 30, 2019
Instrument	2019-0058730

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3492 GERALD CT, TURLOCK, CA 95382-0552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CYPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3492 GERALD CT, TURLOCK, CA 95382-0552

Mortgage

Document Number	0000109152
Date	Dec 31, 2020
Instrument	2020-0109152

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution
Address	MODESTO, CA 95350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 3, 2020
Property Address	3492 GERALD CT, TURLOCK, CA 95382-0552
Document Number	0000038222
Instrument Date	May 28, 2020
Instrument	38222
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3492 GERALD CT TURLOCK CA 953820552, TURLOCK, CA 95382-0552

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 16, 2018
Property Address	3492 GERALD CT, TURLOCK, CA 95382-0552
Document Number	0000018267
Instrument Date	Mar 2, 2018
Instrument	18267
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3492 GERALD CT TURLOCK CA 953820552, TURLOCK, CA 95382-0552

Mortgage

Document Number	18268
Date	Mar 16, 2018
Instrument	18268

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Turlock City
Unified School District	Turlock Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,726.00 (-2.77%)	$343,378 (+4.04%) Land $153,245 Building $190,133
2023	$3,832.00 (+1.3%)	$330,046 Land $147,296 Building $182,750
2022	$3,783.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TURLOCK serves 72,888 people · EPA ID CA5010019
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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