3492 Forestoak Ct, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3492 Forestoak Ct, Cincinnati, OH 45208

Property Summary

Property Type	Condominium
Details	4 bd · 4 ba · 2,304 sqft · built 1983
Owner	Individual Name on File
Last Sale	$510,000 (Jan 2020)
Tax Bill	$11,345 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-0004-0199-00`

Property Details

APN / Parcel Number

Primary APN	`038-0004-0199-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,304 sqft Living Area
1st Floor Area	1,152 sqft
2nd Floor Area	1,152 sqft
Basement Area	1,152 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Width	13 ft Width
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3492 FORESTOAK CT
City	CINCINNATI
State	OH
Zip	45208-1842
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 101 - 1.13 % CHESTNUT STATION II CONDOMINIUM PHASE XIV
Legal Subdivision	CHESTNUT STATION CONDO
Legal Phase	XIV
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1003
Census Tract	5302

Owner

3492 Forestoak Ct, a condominium, is owned and occupied by an individual who bought it in January 2020.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3492 FORESTOAK CT, CINCINNATI, OH 45208-1842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Jan 30, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Nov 7, 2017	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2020 · Amount on File
Deed Sale	Jan 30, 2020 · Amount on File
Prior Sale	Nov 7, 2017 · Amount on File
Deed Document Number	0000010129
Deed Book / Page	014094 / 000569
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3492 FORESTOAK CT, CINCINNATI, OH 45208-1842
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102447
Date	Oct 5, 2020
Book Page	14267/2813
Instrument	2020-0102447

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 30, 2020
Property Address	3492 FORESTOAK CT, CINCINNATI, OH 45208-1842
Document Number	0000010129
Book / Page	014094 / 000569
Instrument Date	Jan 24, 2020
Instrument	10129
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,040.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3492 FORESTOAK CT CINCINNATI OH 452081842, CINCINNATI, OH 45208-1842

Mortgage

Document Number	10130
Date	Jan 30, 2020
Book Page	014094/000571
Instrument	10130

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 7, 2017
Property Address	3492 FORESTOAK CT, CINCINNATI, OH 45208-1842
Document Number	0000102043
Book / Page	013540 / 000643
Instrument Date	Oct 27, 2017
Instrument	102043
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3492 FORESTOAK CT CINCINNATI OH 452081842, CINCINNATI, OH 45208-1842

Mortgage

Document Number	102044
Date	Nov 7, 2017
Book Page	013540/000645
Instrument	102044

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3492 Forestoak Ct was $11,345, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,345.00 (+3.14%)	$184,594 (-) Land $17,675 Building $166,919
2024	$11,000.00 (-2.21%)	$184,594 (-) Land $17,675 Building $166,919
2023	$11,249.00 (-7.22%)	$184,594 (+3.41%) Land $17,675 Building $166,919	$527,410 Land $50,500 Building $476,910
2022	$12,125.00 Homeowner's exemption	$178,500 Land $15,834 Building $162,666
2020			$510,000 Land $45,240 Building $464,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3492 Forestoak Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–1997)
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3492 Forestoak Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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