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3492 E Jerome St, Inverness, FL 34453 Property Records

Citrus County property record for 3492 E Jerome St, Inverness, FL 34453

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.333 acres (14,513 sqft)
Owner2 Individual Names on Record
Last Sale$7,500 (Apr 1991)
Tax Bill$554 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jan 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN19E-19S-02-0090-01450-0250

Property Details

APN / Parcel Number

Primary APN19E-19S-02-0090-01450-0250
Alternative APNs
  • 0219S19E0090014500250
  • 1660688

Exterior

Lot Area14,513 sqft (0.333 acres)
Lot Dimensions120 ft deep x 120 ft wide

Location & Zoning

Account Number1660688
Street Address3492 E JEROME ST
CityINVERNESS
StateFL
Zip34453-0817
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeGNC
Legal DescriptionINVERNESS HGLDS UNIT 9 PB 2 PG 175 LOTS 25 26 27 28 29 & 30 BLK 145 DESC IN OR BK 911 PG 1401
Legal Range19E
Legal Township19S
Legal Section11
Legal SubdivisionINVERNESS HIGHLANDS UNIT 9
Legal Block145
Legal Lot Number25
Legal Unit9
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1087
Census Tract450706

Owner

Source: Citrus County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3447 E GULF TO LAKE HWY, INVERNESS, FL 34453-3210
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
BRANNEN BANK
Jan 15, 2021Warranty Deed, Transfer · Line of Credit
BRANNEN BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 1991 · Amount on Record
Deed SaleApr 1, 1991 · Amount on Record
Prior SaleJan 1, 1988 · Amount on Record
Deed Book / Page911 / 1401
Last Transfer DateDec 11, 2008
Transfer Doc0022581057
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Recording DateSep 10, 2026
Property Address3492 E JEROME ST, INVERNESS, FL 34453-0817
Document Number0000054438
Book / Page3705 / 2135
Instrument DateSep 10, 2026
Instrument202654438
Transaction TypeMortgage
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address8196 N WILEY POST WAY, HERNANDO, FL 34442-2111

Mortgage

Document Number0000054438,
DateSep 10, 2026
Book Page3705/2135
Instrument202654438
Lender
NameBRANNEN BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 10, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJan 15, 2021
Property Address3492 E JEROME ST, INVERNESS, FL 34453-0817
Document Number0031260157
Book / Page003126 / 000157
Instrument DateJan 14, 2021
Instrument2702
Transaction TypeTransfer
Record UpdatedFeb 12, 2021
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3447 E GULF TO LAKE HWY INVERNESS FL 344533210, INVERNESS, FL 34453-3210

Mortgage

Document Number31260159
DateJan 15, 2021
Book Page003126/000159
Instrument2703
Lender
NameBRANNEN BK
TypeBank
AddressINVERNESS, FL 34451-1929
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 14, 2051
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$554.00 (+4.33%)$35,590 (-) Land $35,590$35,590 (-) Land $35,590
2024$531.00 (-1.12%)$35,590 (-) Land $35,590$35,590 (-) Land $35,590
2023$537.00 (+3.87%)$35,590 (-) Land $35,590$35,590 (-) Land $35,590
2022$517.00 Additional exemption filed$35,590 Land $35,590$35,590 Land $35,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINVERNESS WATER DEPT
serves 7,194 people · EPA ID FL6090861
Water SourceGroundwater
Last State InspectionDec 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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