Carlton County property record for 3491 Sandy Lake Rd, Barnum, MN 55707 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 7.59 acres (330,620 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,766 (2026) |
| Deeds & Mortgages | Jul 2017 Line of Credit Jun 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-020-0170 |
| Primary APN | 39-020-0170 |
|---|---|
| Alternative APN |
|
| Lot Area | 330,620 sqft (7.59 acres) |
|---|
| Account Number | 14735 |
|---|---|
| Street Address | 3491 SANDY LAKE RD |
| City | BARNUM |
| State | MN |
| Zip | 55707-8744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE1/4 SE1/4 EX TH PT LYING N OF FOLL DESC LN TOWN OF BARNUM TOWNSHIP |
| Legal Range | 18 |
| Legal Township | 47 |
| Legal Section | 25 |
| Legal Subdivision | TOWN OF BARNUM TOWNSHIP |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | BARNUM |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 70502 |
Source: Carlton County records · APN 39-020-0170
Assessment roll updated April 24, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3491 SANDY LAKE RD, BARNUM, MN 55707-8744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2017 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST |
| Jun 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWOODS CREDIT UNION |
| Jul 13, 2017 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | May 17, 2017 |
| Transfer Doc | 0000475027 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 3491 SANDY LAKE RD, BARNUM, MN 55707-8744 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000475334 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | A000475334 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CLOQUET, MN 55720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Aug 15, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 3491 SANDY LAKE RD, BARNUM, MN 55707-8744 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000492340 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | A000492340 |
| Name | NORTHWOODS CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Jul 13, 2017 |
| Property Address | 3491 SANDY LAKE RD, BARNUM, MN 55707-8744 |
| Document Number | A000475027 |
| Instrument Date | May 17, 2017 |
| Instrument | A000475027 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3491 SANDY LAKE RD, 3491, BARNUM, MN 55707-8744 |
| Name | Verified Name |
|---|---|
| Address | 3491 SANDY LAKE RD, BARNUM, MN 55707-8744 |
Source: Carlton County records · Assessment roll updated April 24, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Barnum Township |
| Unified School District | Barnum Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,766.00 (-0.11%) Homeowner's exemption | ||
| 2025 | $383,700 (+3.51%) Land $78,100 Building $305,600 | $383,700 (+3.51%) Land $78,100 Building $305,600 | |
| 2024 | $3,770.00 Homeowner's exemption | $370,700 (+4.95%) Land $78,100 Building $292,600 | $370,700 (+4.95%) Land $78,100 Building $292,600 |
| 2023 | $3,770.00 Homeowner's exemption | $353,200 (-) Land $73,300 Building $279,900 | $353,200 (-) Land $73,300 Building $279,900 |
| 2022 | $353,200 Land $73,300 Building $279,900 | $353,200 Land $73,300 Building $279,900 |
Source: FEMA National Flood Hazard Layer, Carlton County (27017C), updated March 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270170705022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 34% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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