Santa Barbara County property record for 3491 Padaro Ln, Carpinteria, CA 93013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,882 sqft · built 1987 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $21,284 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Line of Credit + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 005-410-011 |
| Primary APN | 005-410-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Building Area | 3,882 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 18,731 sqft (0.43 acres) |
| Heating System | HVAC |
|---|
| Street Address | 3491 PADARO LN |
|---|---|
| City | CARPINTERIA |
| State | CA |
| Zip | 93013-1118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 8R1 |
| Legal Description | PUEBLO MAP 16 LOT 4 |
| Legal Subdivision | SANTA BARBARA |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | CARPINTERIA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 1706 |
3491 Padaro Ln is owned by an individual who acquired it in August 1995.
Source: Santa Barbara County records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 180, CARPINTERIA, CA 93014-0180 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 17, 2026 | Affidavit, Transfer |
| Apr 17, 2026 | Deed, Transfer · Line of Credit MONTECITO BANK AND TRUST |
| Dec 27, 2018 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Dec 27, 2018 | Deed of Trust, Mortgage · ARM MUFG UNION BANK NA |
| Jan 17, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 2, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 10, 1995 |
| Transfer Doc | 0000045693 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Apr 17, 2026 |
| Property Address | 3491 PADARO LN, CARPINTERIA, CA 93013-1118 |
| Document Number | 0000012594 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202612594 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Apr 17, 2026 |
| Property Address | 3491 PADARO LN, CARPINTERIA, CA 93013-1118 |
| Document Number | 0000012595 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202612595 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Document Number | 0000012596, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 202612596 |
| Name | MONTECITO BANK AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 3491 PADARO LN, CARPINTERIA, CA 93013-1118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000054391 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 2018-0054391 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 3491 PADARO LN, CARPINTERIA, CA 93013-1118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000054390 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 2018-0054390 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jan 1, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jan 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 6.5% |
| Index | 1-Year LIBOR |
| Max Rate | 10.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Jan 17, 2019 |
| Property Address | 3491 PADARO LN, CARPINTERIA, CA 93013-1118 |
| Document Number | 0000002138 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 2138 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3491 PADARO LN CARPINTERIA CA 930131118, CARPINTERIA, CA 93013-1118 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Nov 2, 2018 |
| Property Address | 3491 PADARO LN, CARPINTERIA, CA 93013-1118 |
| Document Number | 0000047278 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 47278 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | PO BOX 180 CARPINTERIA CA 930140180, CARPINTERIA, CA 93014-0180 |
The 2025 property tax bill for 3491 Padaro Ln was $21,284, up 2% from the year before.
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Unified School District | Carpinteria Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,988,250 (+2%) Land $670,372 Building $1,317,878 | |
| 2025 | $21,284.00 (+2.04%) | $1,949,266 Land $657,228 Building $1,292,038 |
| 2024 | $20,859.00 (+1.76%) | |
| 2023 | $20,499.00 (+1.74%) | $1,873,575 Land $631,708 Building $1,241,867 |
| 2022 | $20,148.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3491 Padaro Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 121 (1978–2023) |
| Claims Outside the SFHA | 76 of 121 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3491 Padaro Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARPINTERIA VALLEY WATER DISTRICT serves 16,356 people · EPA ID CA4210001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
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