3491 E Sapphire Ln, Hernando, FL 34442 Property Records

Citrus County property record for 3491 E Sapphire Ln, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1985
Square Footage1,024 sqft Living Area
Lot Size35,608 sqft (0.817 acres)
OccupancyOwner Occupied
Last Sale$95,000 (2014)
Tax Bill$737.00 (2025)

Property Details

APN / Parcel Number

Primary APN19E-18S-11-0020-000D0-012.0
Alternative APNs
  • 1118S19E0020000D00120
  • 1591368

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,024 sqft Living Area
1st Floor1,024 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1985
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeBlock Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area35,608 sqft (0.817 acres)
Depth X Width123 ft x 174 ft Depth x Width
Garage TypeCarport Garage
CarportCarport
Carport Area440 sqft Carport

Exterior Amenities

FenceFence
PorchEnclosed Porch
Porch Area384 sqft Porch
Utility Building120 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1591368
Old Parcel Number1118S19E0020000D00120
Street Address3491 E SAPPHIRE LN
CityHERNANDO
StateFL
Zip34442-3964
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWILLOLA HTS UNIT 2 PB 3 PG 127 LOTS 12 13 & S1/2 OF LOT 14 BLK D
Legal Range19E
Legal Township18S
Legal Section11
Legal SubdivisionWILLOLA HEIGHTS UNIT 2
Legal BlockD
Legal Lot Number12-14 13
Legal Unit2
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1001
Census Tract450105

Owner

Source: Citrus County records · APN 19E-18S-11-0020-000D0-012.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address3491 E SAPPHIRE LN, HERNANDO, FL 34442-3964
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 14, 2018Deed of Trust, Mortgage · Conventional Mortgage
HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 18, 2014 · Amount on Record
Deed SaleJul 18, 2014 · Amount on Record
Deed Doc Number2014032038
Deed Book / Page2634 / 0518
Record RefreshedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address3491 E SAPPHIRE LN, HERNANDO, FL 34442-3964
Transaction TypeMortgage
Record UpdatedJan 04, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032301098
DateDec 01, 2021
Book Page3230/1098
Instrument2021082684
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address3491 E SAPPHIRE LN, HERNANDO, FL 34442-3964
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029261964
DateSep 14, 2018
Book Page2926/1964
Instrument2018046666
Lender
NameHOMESIDE FINANCIAL LLC
TypeFunding / Finance Company
AddressCOLUMBIA, MD 21044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$737.00 (+10.99%) Homeowner's exemption Additional exemption filed$224,928 (+2.87%) Land $117,010 Building $107,918$224,928 (+2.87%) Land $117,010 Building $107,918
2024$664.00 (+3.91%) Homeowner's exemption Additional exemption filed$218,652 (+1.52%) Land $106,950 Building $111,702$218,652 (+1.52%) Land $106,950 Building $111,702
2023$639.00 (+3.9%) Homeowner's exemption Additional exemption filed$215,373 (+46.12%) Land $106,950 Building $108,423$215,373 (+46.12%) Land $106,950 Building $108,423
2022$615.00 Homeowner's exemption Additional exemption filed$147,394 Land $37,750 Building $109,644$147,394 Land $37,750 Building $109,644

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation41.3 ft

Wildfire

Wildfire RiskModerate
above 56% of the US · above 27% of Florida
Wildfire LikelihoodAbout 1 in 719 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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