Maricopa County property record for 3491 E Joseph Way, Gilbert, AZ 85295
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,710 sqft · built 2003 |
| Lot Size | 0.248 acres (10,814 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $272,479 (Sep 2003) |
| Tax Bill | $2,719 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Dec 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 309-30-022 |
| Primary APN | 309-30-022 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,710 sqft Living Area |
| Gross Area | 3,886 sqft |
| 1st Floor Area | 1,890 sqft |
| Basement Area | 1,820 sqft |
| Finished Basement | 1,820 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 10,814 sqft (0.248 acres) |
| View / Lot | Greenbelt |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 554 sqft |
| Patio Area | 90 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 3491 E JOSEPH WAY |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85295-7677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | HIGHLAND 5 MCR 591-37 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 35 |
| Legal Subdivision | HIGHLAND 5 |
| Legal Lot Number | 22 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 815602 |
Source: Maricopa County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3491 E JOSEPH WAY, GILBERT, AZ 85295-7677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Dec 8, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Jul 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HOME MORTGAGE CORP |
| Aug 30, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2003 · Amount on Record |
| Deed Sale | Sep 24, 2003 · Amount on Record |
| Prior Sale | Jun 20, 2003 · Amount on Record |
| Deed Document Number | 20031336009 |
| Last Transfer Date | Aug 23, 2021 |
| Transfer Doc | 0000934694 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3491 E JOSEPH WAY, GILBERT, AZ 85295-7677 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3491 E JOSEPH WAY, GILBERT, AZ 85295-7677 |
| Document Number | 0000590923 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 20250590923 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 13, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3491 E JOSEPH WAY, GILBERT, AZ 85295-7677 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Title Company | NAVI TITLE AGCY, NAVI TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 3491 E JOSEPH WAY, GILBERT, AZ 85295-7677 |
| Document Number | 0000626607 |
|---|---|
| Date | Dec 8, 2023 |
| Instrument | 20230626607 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3491 E JOSEPH WAY, GILBERT, AZ 85295-7677 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Title Company | PIONEER TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 3491 E JOSEPH WAY, GILBERT, AZ 85295-7677 |
| Document Number | 0000556773 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 20190556773 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3491 E JOSEPH WAY, GILBERT, AZ 85295-7677 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000452514 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 20200452514 |
| Name | GUARANTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 30, 2021 |
| Property Address | 3491 E JOSEPH WAY, GILBERT, AZ 85295-7677 |
| Document Number | 0000934694 |
| Map Reference | MB 591 PG 37 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 20210934694 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Title Company | LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3491 E JOSEPH WAY, GILBERT, AZ 85295-7677 |
| Document Number | 0000934695 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 20210934695 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Higley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,070 (+76.81%) | $630,700 (+7.33%) Land $126,100 Building $504,600 | |
| 2025 | $2,719.00 (-6.4%) | $35,671 (-44.09%) | $587,600 (-7.9%) Land $117,500 Building $470,100 |
| 2024 | $63,800 | $638,000 Land $127,600 Building $510,400 | |
| 2023 | $2,905.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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