3490 Williams St, Hamilton, MI 49419 Property Records

Allegan County property record for 3490 Williams St, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,658 sqft · built 1956
Lot Size	0.95 acres (41,382 sqft)
Owner	Trust Name on File
Last Sale	$157,600 (Nov 2007)
Tax Bill	$1,992 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-550-028-00`

Property Details

APN / Parcel Number

Primary APN	`09-550-028-00`
Alternative APN	`03-09-550-028-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,658 sqft Living Area
1st Floor Area	1,384 sqft
Basement Area	1,384 sqft
Unfinished Basement	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	41,382 sqft (0.95 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3490 WILLIAMS ST
City	HAMILTON
State	MI
Zip	49419-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	N 49.5' OF VACATED PINE ST ALSO THE S 82.5' OF LOTS 5, 6, 7 & 8 BLOCK 2 ALSO THAT PT OF VACATED WEST ST DESC AS, COM AT SW COR LOT 8 BLK 2 TH N 82.5' TH W 33' TH S 132' TH E 33' TH N 49.5' TO POB VILLAGE OF RABBIT RIVER SEC 6 T3N R14W (90)
Legal Range	14W
Legal Township	03N
Legal Section	06
Legal Subdivision	VILLAGE OF RABBIT RIVER
Legal Block	2
Legal Lot Number	5-8
Jurisdiction	ALLEGAN MI
Township / Civil Division	HEATH
Census Block Group	1
Census Block	1032
Census Tract	30704

Owner

3490 Williams St is owner-occupied and held in a trust since January 2014.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Trust Name on File
Mailing Address	3490 WILLIAMS ST, HAMILTON, MI 49419-9503
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2007 · Amount on File
Deed Sale	Nov 26, 2007 · Amount on File
Deed Book / Page	3180 / 794
Last Transfer Date	Jan 13, 2014
Transfer Doc	3810/699
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3490 WILLIAMS ST, HAMILTON, MI 49419-9503
Transaction Type	Mortgage
Record Updated	Aug 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4497/279
Date	Aug 14, 2020
Book Page	4497/279

Lender

Name	MACATAWA BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3490 Williams St was $1,992 with a homeowner's exemption, up 4% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Heath Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,600 (+8.63%) Land $31,800 Building $116,800	$297,200 (+8.63%) Land $63,600 Building $233,600
2025	$1,992.00 (+3.97%) Homeowner's exemption	$136,800 Land $27,200 Building $109,600	$273,600 Land $54,400 Building $219,200
2024	$1,916.00
2023		$112,100 Land $22,100 Building $90,000	$224,200 Land $44,200 Building $180,000
2022	$1,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3490 Williams St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3490 Williams St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMBER ESTATES MOBILE HOME PARK private · serves 125 people · EPA ID MI0040023
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Williams St

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