3490 W 103rd Ter, Hialeah, FL 33018 Property Records

Miami-Dade County property record for 3490 W 103rd Ter, Hialeah, FL 33018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,460 sqft · built 2017
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,800 (Jan 2018)
Tax Bill	$3,998 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Apr 2019 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`04-2016-006-1620`

Property Details

APN / Parcel Number

Primary APN	`04-2016-006-1620`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,460 sqft Living Area
Gross Area	2,931 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Lot Area	4,000 sqft (0.092 acres)
Patio Area	30 sqft

Location & Zoning

Street Address	3490 W 103RD TER
City	HIALEAH
State	FL
Zip	33018-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9000
Legal Description	AQUABELLA SECTION ONE PB 172-051 T-23866 LOT 33BLK 15 LOT SIZE 4000 SQFT M/L FAU 04 2016 000 0060 & 0110
Legal Range	40E
Legal Township	52S
Legal Section	16
Legal Subdivision	AQUABELLA S
Legal Block	15
Legal Lot Number	33
Jurisdiction	DADE FL
Township / Civil Division	HIALEAH
Census Block Group	1
Census Block	1010
Census Tract	12701

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3490 W 103RD TER, HIALEAH, FL 33018-2107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 16, 2019	Loan Modification, Mortgage · Conventional with PMI FREEDOM MTG
Jan 10, 2018	Special Warranty Deed, Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2018 · Amount on Record
Deed Sale	Jan 10, 2018 · Amount on Record
Deed Document Number	201819355
Deed Book / Page	30823 / 3541
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	3490 W 103RD TER, HIALEAH, FL 33018-2107
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3490 W 103RD TER, HIALEAH, FL 33018-2107

Mortgage

Document Number	0000591704
Date	Jul 26, 2022
Book Page	33306/1512
Instrument	2022R0591704

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2052

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DADE FL
Property Address	3490 W 103RD TER, HIALEAH, FL 33018-2107
Document Number	0000297166
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3490 W 103RD TER HIALEAH FL 330182107, HIALEAH, FL 33018-2107

Mortgage

Document Number	0000297166
Date	May 14, 2019
Book Page	031440/003565
Instrument	297166

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

January 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jan 10, 2018
Property Address	3490 W 103RD TER, HIALEAH, FL 33018-2107
Document Number	0000019355
Book / Page	30823 / 3541
Map Reference	MB 172 PG 51
Instrument Date	Dec 28, 2017
Instrument	2018R0019355
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,494.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 NW 107TH AVE # AVE400, 700, MIAMI, FL 33172-3161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3490 W 103 TER, HIALEAH, FL 33018-2107

Mortgage

Document Number	0000019356
Date	Jan 10, 2018
Instrument	2018R0019356

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Hialeah City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,998.00 (-48.33%) Homeowner's exemption Additional exemption filed	$387,885 (+5.99%)	$562,629 (+2.5%) Land $168,000 Building $394,629
2023	$7,738.00 (+2.73%) Homeowner's exemption	$365,975 (+3%)	$548,916 (+16.42%) Land $160,000 Building $388,916
2022	$7,532.00 Homeowner's exemption	$355,316	$471,487 Land $100,000 Building $371,487

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 2,372 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2,372 in force
Nearby Flood Claims	10 (2017–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HIALEAH serves 238,000 people · EPA ID FL4130604
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Xfinity.

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