Somerset County property record for 3490 State St, Crisfield, MD 21817
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,664 sqft · built 1912 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $33,000 (May 2000) |
| Tax Bill | $808 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 12-008716 |
| Primary APN | 12-008716 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,664 sqft Total Area |
| Utility Area | 56 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 418 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 008716 |
|---|---|
| Street Address | 3490 STATE ST |
| City | CRISFIELD |
| State | MD |
| Zip | 21817-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 0.17 AC-L8-PL58/190 W/S STATE STREET CRISFIELD |
| Legal Subdivision | DIXIE REALTY CO |
| Jurisdiction | SOMERSET MD |
| Township / Civil Division | 12, ASBURY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 930600 |
3490 State St is owned and occupied by an individual who bought it in May 2000.
Source: Somerset County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3490 STATE ST, CRISFIELD, MD 21817-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2000 · Amount on File |
| Deed Sale | May 5, 2000 · Amount on File |
| Prior Sale | Sep 23, 1985 · Amount on File |
| Deed Document Number | 2000289 |
| Deed Book / Page | 492 / 21 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET MD |
| Property Address | 3490 STATE ST, CRISFIELD, MD 21817-2224 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3490 STATE ST, CRISFIELD, MD 21817-2224 |
| Document Number | 0014380282 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 1438/282 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Nov 25, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 3490 State St was $808 with a homeowner's exemption, up 2.4% from the year before.
Source: Somerset County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Somerset County |
| Unified School District | Somerset County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $808.00 (+2.41%) Homeowner's exemption | $72,700 | $76,100 Land $24,000 Building $52,100 |
| 2025 | $789.00 Homeowner's exemption | ||
| 2023 | $712.00 Homeowner's exemption | $64,067 | $71,000 Land $24,000 Building $47,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3490 State St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 151 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 151 in force |
| Nearby Flood Claims | 221 (1979–2025) |
| Claims Outside the SFHA | 3 of 221 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3490 State St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 93% of Maryland |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CRISFIELD serves 2,976 people · EPA ID MD0190001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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