3490 Ronald Rd, Crete, IL 60417 Property Records

Will County property record for 3490 Ronald Rd, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,604 sqft · built 1979
Lot Size	0.22 acres (9,636 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jun 2020)
Tax Bill	$11,861 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-15-02-109-013`

Property Details

APN / Parcel Number

Primary APN	`23-15-02-109-013`
Alternative APN	`15021090130000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,604 sqft Living Area
Basement Area	1,114 sqft
Unfinished Basement	1,114 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	9,636 sqft (0.22 acres)
Garage Type	Attached
Garage Area	431 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3490 RONALD RD
City	CRETE
State	IL
Zip	60417-1337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 115 IN LINCOLNSHIRE EAST FIRST ADDN, BEING A SUB OF PRT OF THE E1/2 OF THE NW1/4 OF SEC. 2, T34N-R14E.
Legal Range	14E
Legal Township	34N
Legal Section	02
Legal Subdivision	LINCOLNSHIRE EAST FIRST ADDN
Legal Lot Number	115
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	2
Census Block	2011
Census Tract	883810

Owner

3490 Ronald Rd is owned and occupied by an individual who bought it in June 2020.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3490 RONALD RD, CRETE, IL 60417-1337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2017	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK
Jun 18, 2020	Grant Deed, Transfer · Conventional with PMI CREDIT UNION ONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2020 · Amount on File
Deed Sale	Jun 18, 2020 · Amount on File
Deed Document Number	202047565
Prior Transfer Date	Apr 2, 2014
Prior Transfer Doc	0000035981
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3490 RONALD RD, CRETE, IL 60417-1337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051190
Date	Jul 3, 2017
Instrument	R2017051190

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	ITASCA, IL 60143

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly
Max Rate	18%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILL IL
Recording Date	Jun 18, 2020
Property Address	3490 RONALD RD, CRETE, IL 60417-1337
Document Number	0000047565
Instrument Date	Jun 4, 2020
Instrument	47565
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$398.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3490 RONALD RD CRETE IL 604171337, CRETE, IL 60417-1337

Mortgage

Document Number	47566
Date	Jun 18, 2020
Instrument	47566

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	LOMBARD, IL 60148

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 3490 Ronald Rd was $11,861.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crete Village
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,861.00	$124,335 (+5.5%) Land $14,112 Building $110,223	$373,005 (+5.5%) Land $42,336 Building $330,669
2024		$117,853 Land $13,376 Building $104,477	$353,559 Land $40,128 Building $313,431
2022	$10,246.00 Homeowner's exemption	$93,526 Land $10,615 Building $82,911	$280,578 Land $31,845 Building $248,733

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3490 Ronald Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3490 Ronald Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRETE serves 8,386 people · EPA ID IL1970300
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Bertram Communications.

Nearby Properties on Ronald Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures