Scott County property record for 3490 E Harbor Dr, Bettendorf, IA 52722
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,428 sqft · built 1961 |
| Lot Size | 0.517 acres (22,521 sqft) |
| Owner | Individual Name on File |
| Last Sale | $248,000 (Sep 2025) |
| Tax Bill | $4,602 (2026) |
| Deeds & Mortgages | Feb 2018 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 851835208 |
| Primary APN | 851835208 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,428 sqft Living Area |
| Basement Area | 1,428 sqft |
| Finished Basement | 560 sqft |
| Unfinished Basement | 868 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,521 sqft (0.517 acres) |
| Lot Dimensions | 155 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 75 sqft |
| Patio Area | 515 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 3490 E HARBOR DR |
|---|---|
| City | BETTENDORF |
| State | IA |
| Zip | 52722-5504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLEASANT HARBOR LOT: 008 PLEASANT HARBOR |
| Legal Subdivision | PLEASANT HARBOR |
| Legal Lot Number | 8 |
| Jurisdiction | SCOTT IA |
| Township / Civil Division | PLEASANT VALLEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 13702 |
3490 E Harbor Dr is owned and occupied by an individual who bought it in September 2025.
Source: Scott County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3490 E HARBOR DR, BETTENDORF, IA 52722-5504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2018 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Sep 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on File |
| Deed Sale | Sep 29, 2025 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 3490 E HARBOR DR, BETTENDORF, IA 52722-5504 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 201800004644 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 201800004644 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | Sep 29, 2025 |
| Property Address | 3490 E HARBOR DR, BETTENDORF, IA 52722-5504 |
| Document Number | 2025018979 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 2025-018979 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $396.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3490 E HARBOR DR, BETTENDORF, IA 52722-5504 |
| Document Number | 2025018981 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025-018981 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2026 property tax bill for 3490 E Harbor Dr was $4,602, up 2% from the year before.
Source: Scott County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Bettendorf City |
| County | Scott County |
| Unified School District | Pleasant Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,602.00 (+2.04%) | $312,000 (-) Land $87,100 Building $224,900 | $312,000 (-) Land $87,100 Building $224,900 |
| 2025 | $4,510.00 (+10.81%) | $312,000 Land $87,100 Building $224,900 | $312,000 Land $87,100 Building $224,900 |
| 2024 | $4,070.00 | ||
| 2023 | $264,400 Land $70,700 Building $193,700 | $264,400 Land $70,700 Building $193,700 | |
| 2022 | $4,176.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3490 E Harbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 196 (1979–2024) |
| Claims Outside the SFHA | 6 of 196 |
| Most Recent Claim | Jul 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3490 E Harbor Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
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