3490 E Chestnut Ave, Decatur, IL 62521 Property Records

Macon County property record for 3490 E Chestnut Ave, Decatur, IL 62521

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,100 sqft · built 1953
Lot Size0.458 acres (19,950 sqft)
OwnerIndividual Name on File
Last Sale$114,000 (May 2012)
Tax Bill$3,354 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-13-19-427-010

Property Details

APN / Parcel Number

Primary APN09-13-19-427-010
Alternative APN
  • 13-19-427-010

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,100 sqft Living Area
1st Floor Area1,100 sqft
Basement Area1,100 sqft
Unfinished Basement1,100 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialWood
Construction TypeFrame
Lot Area19,950 sqft (0.458 acres)
Lot Dimensions150 ft deep x 132 ft wide
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area392 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number091319427010
Street Address3490 E CHESTNUT AVE
CityDECATUR
StateIL
Zip62521-4538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionMORNINGSIDE PLACE AN ADD TO THE CITY OF DECATUR LOT 8 BLK 2 04BK3460/644 132.5X150 03BK3373/659 65,000 03BK3460/643 70,900
Legal SubdivisionMORNINGSIDE PLACE AN ADD
Legal Block2
Legal Lot Number8
JurisdictionMACON IL
Township / Civil DivisionLONG CREEK
Census Block Group2
Census Block2013
Census Tract2402

Owner

3490 E Chestnut Ave is owned and occupied by an individual who bought it in May 2012.

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3490 E CHESTNUT AVE, DECATUR, IL 62521-4538
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2012 · Amount on File
Deed SaleMay 21, 2012 · Amount on File
Prior SaleMay 21, 2012 · Amount on File
Deed Document Number20124219-734
Deed Book / Page4219 / 734
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address3490 E CHESTNUT AVE, DECATUR, IL 62521-4538
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4797/97
DateJan 19, 2021
Book Page4797/97
Instrument1973353
Lender
NameFREEDOM MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term264 Months
DueJul 1, 2042
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3490 E Chestnut Ave was $3,354 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionLong Creek Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,354.00$41,757 Land $4,555 Building $37,202$125,283 Land $13,666 Building $111,617

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3490 E Chestnut Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3490 E Chestnut Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on E Chestnut Ave

Nearby Streets

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