3490 Cambridge Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3490 Cambridge Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,705 sqft · built 1993
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Nov 2015)
Tax Bill	$5,582 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082-302-003-000`

Property Details

APN / Parcel Number

Primary APN	`082-302-003-000`
Alternative APNs	`08230203100` `0823020310`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,705 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	13,504 sqft (0.31 acres)
Terrain	Brushy
Parking Spaces	1 Parking Space
Patio Area	2,705 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3490 CAMBRIDGE RD
City	CAMERON PARK
State	CA
Zip	95682-9092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 1447 CAMERON PK N 3
Legal Subdivision	CAMERON PK N 3
Legal Lot Number	1447
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3014
Census Tract	30808

Owner

3490 Cambridge Rd is owned and occupied by two individuals who acquired it in May 2018.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3490 CAMBRIDGE RD, CAMERON PARK, CA 95682-9092
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LENDING LLC
Oct 17, 2018	Deed of Trust, Mortgage · Line of Credit SAFE CU
May 22, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2015 · Amount on File
Deed Sale	Nov 18, 2015 · Amount on File
Deed Document Number	201553425
Last Transfer Date	May 15, 2018
Transfer Doc	0000019630
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3490 CAMBRIDGE RD, CAMERON PARK, CA 95682-9092
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3490 CAMBRIDGE RD, CAMERON PARK, CA 95682-9092

Mortgage

Document Number	0000064532
Date	Nov 10, 2020
Instrument	2020-0064532

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3490 CAMBRIDGE RD, CAMERON PARK, CA 95682-9092
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE AUBURN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3490 CAMBRIDGE RD, CAMERON PARK, CA 95682-9092

Mortgage

Document Number	0000040364
Date	Oct 17, 2018
Instrument	2018-0040364

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	May 22, 2018
Property Address	3490 CAMBRIDGE RD, CAMERON PARK, CA 95682-9092
Document Number	0000019630
Map Reference	MB D PG 13
Instrument Date	May 15, 2018
Instrument	2018-0019630
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATIONAL TITLE COM

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3490 CAMBRIDGE RD, CAMERON PARK, CA 95682-9092

Mortgage

Document Number	0000019631
Date	May 22, 2018
Instrument	2018-0019631

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3490 Cambridge Rd was $5,582 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$531,280 (+2%) Land $114,706 Building $416,574
2025	$5,582.00 Homeowner's exemption	$520,863 Land $112,457 Building $408,406
2023	$5,351.00 (+1.48%) Homeowner's exemption	$500,640 Land $108,091 Building $392,549
2022	$5,273.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3490 Cambridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3490 Cambridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cambridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures