3490 Bluestone Rd, Morehead, KY 40351 Property Records

Rowan County property record for 3490 Bluestone Rd, Morehead, KY 40351 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1958
Square Footage	1,300 sqft Living Area
Lot Size	871,200 sqft (20 acres)
Occupancy	Owner Occupied
Last Sale	$192,900 (2020)
Tax Bill	$1,376.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`045-00 00 006.00`
Alternative APNs	`8307` `8341` `8788`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,300 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1958
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Block Foundation
Roof Material	Composition Shingle Roof
Lot Area	871,200 sqft (20 acres)

Utilities and HVAC

Heating System	Wood Furnace Heating
Heating Fuel	Wood Heating Fuel

Location & Zoning

Account Number	8788
Street Address	3490 BLUESTONE RD
City	MOREHEAD
State	KY
Zip	40351-9788
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	HSE BARNS & 20 A+- BLUESTONE ROAD
Jurisdiction	ROWAN KY
Minor Civil Division	MOREHEAD
Census Blockgroup	1
Census Block	1041
Census Tract	950202

Owner

Source: Rowan County records · APN 045-00 00 006.00

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3490 BLUESTONE RD, MOREHEAD, KY 40351-9788
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Deed Doc Number	2004559
Deed Book / Page	D275 / 362
Record Refreshed	Jun 08, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN KY
Recording Date	Apr 16, 2020
Property Address	3490 BLUESTONE RD, MOREHEAD, KY 40351-9788
Document Number	00D275/362
Book / Page	D275 / 362
Instrument Date	Apr 10, 2020
Instrument	2004559
Transaction Type	Transfer
Record Updated	Jan 04, 2022
Title Company	FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TTL GRO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$193.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	3490 BLUESTONE RD, MOREHEAD, KY 40351-9788

Mortgage

Document Number	0002004560
Date	Apr 16, 2020
Instrument	2004560

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,376.00 (+10.79%)	$164,400 (+12.76%) Land $134,400 Building $30,000	$239,600 (+24.21%) Land $90,000 Building $149,600
2023	$1,242.00	$145,800 Land $115,800 Building $30,000	$192,900 Land $61,900 Building $131,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.