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349 Washington, Hemlock, MI 48626 Property Records

Saginaw County property record for 349 Washington, Hemlock, MI 48626

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,516 sqft · built 1909
Lot Size0.409 acres (17,816 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Sep 2026)
Tax Bill$3,274 (2025)
Deeds & MortgagesSep 2026 Mortgage
Sep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-12-2-28-0148-000

Property Details

APN / Parcel Number

Primary APN22-12-2-28-0148-000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area2,516 sqft Living Area
1st Floor Area1,548 sqft
Basement Area1,548 sqft

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,816 sqft (0.409 acres)
Lot Dimensions198 ft deep x 90 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area548 sqft
Deck AreaDeck Area
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address349 WASHINGTON
CityHEMLOCK
StateMI
Zip48626-8637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOTS 6 7 & 8 BLK 6 HEMLOCK CITY SEC 28 T12N R2E
Legal Range02E
Legal Township12N
Legal Section28
Legal SubdivisionHEMLOCK CITY SUB
Legal Block6
Legal Lot Number6-8
JurisdictionSAGINAW MI
Township / Civil DivisionRICHLAND
Census Block Group2
Census Block2022
Census Tract12100

Owner

Source: Saginaw County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address349 WASHINGTON, HEMLOCK, MI 48626-8637
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE MORTGAGE
Sep 1, 2026Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2026 · Amount on Record
Deed SaleSep 1, 2026 · Amount on Record
Deed Document Number202622341
Prior Transfer DateAug 14, 2026
Prior Transfer Doc0000022341
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Recording DateSep 9, 2026
Property Address349 WASHINGTON, HEMLOCK, MI 48626-8637
Document Number0000022920
Instrument DateAug 28, 2026
Instrument202622920
Transaction TypeMortgage
Record UpdatedSep 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address349 WASHINGTON, HEMLOCK, MI 48626-8637

Mortgage

Document Number0000022920,
DateSep 9, 2026
Instrument202622920
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Max Rate-1%

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateSep 1, 2026
Property Address349 WASHINGTON, HEMLOCK, MI 48626-8637
Document Number0000022341
Instrument DateAug 14, 2026
Instrument202622341
Transaction TypeTransfer
Record UpdatedSep 11, 2026
Title CompanyEXCHANGE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$136,350.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address349 WASHINGTON, HEMLOCK, MI 48626-8637

Mortgage

Document Number0000022342,
DateSep 1, 2026
Instrument202622342
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionRichland Township
Unified School DistrictHemlock Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$87,800 (+32.23%)$175,600 (+32.23%)
2025$3,274.00 (+13.21%) Homeowner's exemption
2023$66,400$132,800
2022$2,892.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHEMLOCK/RICHLAND TOWNSHIP
serves 1,632 people · EPA ID MI0003110
Water SourceGroundwater
Last State InspectionApr 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
LakeNet
Fiber		1,000 / 500
Verizon
Fixed Wireless		300 / 20

May also be available: Air Advantage, T-Mobile.

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