349 W Oak Grove Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 349 W Oak Grove Rd, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,413 sqft · built 2000
Lot Size0.398 acres (17,364 sqft)
Owner2 Individual Names on Record
Tax Bill$822 (2025)
Deeds & MortgagesJun 2023 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN3-08-6-24-00-0-00004-00

Property Details

APN / Parcel Number

Primary APN3-08-6-24-00-0-00004-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area1,413 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area17,364 sqft (0.398 acres)
Lot Dimensions296 ft deep x 111 ft wide

Location & Zoning

Street Address349 W OAK GROVE RD
CityHERNANDO
StateMS
Zip38632-2815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionPT NW1/4 NE1/4
Legal Range08
Legal Township03
Legal Section24
Legal Lot Number4
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2020
Census Tract71123

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address349 W OAK GROVE RD, HERNANDO, MS 38632-2815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2023Deed of Trust, Mortgage · Conventional Mortgage
ADVANCE MORTGAGE & INVESTMENT CO INC
Nov 14, 2018Deed of Trust, Mortgage · FHA Mortgage
ADVANCE MORTGAGE & INVESTMENT CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0000372336
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address349 W OAK GROVE RD, HERNANDO, MS 38632-2815
Transaction TypeMortgage
Record UpdatedAug 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address349 W OAK GROVE RD, HERNANDO, MS 38632-2815

Mortgage

Document Number5660/49541
DateJun 9, 2023
Book Page5660/49541
Lender
NameADVANCE MORTGAGE & INVESTMENT CO INC
TypeMortgage Company
AddressDAPHNE, AL 36527
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address349 W OAK GROVE RD, HERNANDO, MS 38632-2815
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyNATIONS DIRECT TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004636/321
DateNov 14, 2018
Book Page4636/321
Lender
NameADVANCE MORTGAGE & INVESTMENT CO INC
TypeMortgage Company
AddressDAPHNE, AL 36527
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$822.00 (+20.18%)$9,632 (+38.31%) Land $1,000 Building $8,632$96,320 (+38.31%) Land $10,000 Building $86,320
2023$684.00$6,964$69,639 Land $10,000 Building $59,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
C Spire Wireless
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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