Contra Costa County property record for 349 Tharp Dr, Moraga, CA 94556 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,470 sqft · built 1966 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,311,000 (Sep 2016) |
| Tax Bill | $19,209 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 257-363-020-5 |
| Primary APN | 257-363-020-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,470 sqft Living Area |
| 1st Floor Area | 2,470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 10,500 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 349 THARP DR |
|---|---|
| City | MORAGA |
| State | CA |
| Zip | 94556-2526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3279 LOT 74 EX MR |
| Legal Subdivision | SUBDIVISION 3279 |
| Legal Tract | 3279 |
| Legal Lot Number | 74 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 352102 |
Source: Contra Costa County records · APN 257-363-020-5
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 349 THARP DR, MORAGA, CA 94556-2526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Dec 30, 2022 | Intrafamily Transfer, Transfer |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU |
| Jul 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Mar 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2016 · Amount on Record |
| Deed Sale | Sep 28, 2016 · Amount on Record |
| Prior Sale | May 30, 2013 · Amount on Record |
| Deed Document Number | 2016200081 |
| Last Transfer Date | Mar 12, 2025 |
| Transfer Doc | 0000023253 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 30, 2022 |
| Property Address | 349 THARP DR, MORAGA, CA 94556-2526 |
| Document Number | 0000189745 |
| Map Reference | MB 100 PG 41 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2022-189745 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6309 LAGUNITAS AVE, EL CERRITO, CA 94530-1555 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 349 THARP DR, MORAGA, CA 94556-2526 |
| Mail Care Of | FRANK CHIA HONG CHEN |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 349 THARP DR, MORAGA, CA 94556-2526 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 349 THARP DR, MORAGA, CA 94556-2526 |
| Document Number | 0000093871 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-093871 |
| Name | PROVIDENT CU |
|---|---|
| Type | Credit Union |
| Address | REDWOOD CITY, CA 94065 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 349 THARP DR, MORAGA, CA 94556-2526 |
| Document Number | 0000161667 |
| Instrument Date | Jul 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 349 THARP DR MORAGA CA 945562526, MORAGA, CA 94556-2526 |
| Document Number | 0000161667 |
|---|---|
| Date | Aug 04, 2020 |
| Instrument | 161667 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 03, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 349 THARP DR, MORAGA, CA 94556-2526 |
| Document Number | 0000060876 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Title Company | TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 349 THARP DR MORAGA CA 945562526, MORAGA, CA 94556-2526 |
| Document Number | 0000060876 |
|---|---|
| Date | Apr 07, 2017 |
| Instrument | 60876 |
| Name | CALIFORNIA BK&TR |
|---|---|
| Type | Bank |
| Address | SAN CLEMENTE, CA 92672 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 06, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Moraga Town |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Moraga Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,749,099 (+11.53%) Land $1,223,649 Building $525,450 | |
| 2025 | $19,209.00 (+5.82%) | $1,568,339 (+4.04%) Land $1,090,948 Building $477,391 |
| 2023 | $18,152.00 (+4.42%) | $1,507,440 Land $1,048,586 Building $458,854 |
| 2022 | $17,383.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133521021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 1995, tidal / storm surge |
| Wildfire Risk | High above 73% of the US · above 49% of California |
|---|---|
| Wildfire Likelihood | About 1 in 254 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: T-Mobile USA, Etheric Communications, LLC., Unwired. Availability varies by address; speeds are provider-advertised maximums, not measured.
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