Madison County and Oneida City property record for 349 Stone St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,486 sqft · built 1910 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Mar 2024) |
| Tax Bill | $3,774 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2019 Sale & Mortgage + 1 more |
| APN | 251201 38.23-2-14 |
| Primary APN | 251201 38.23-2-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,486 sqft Living Area |
| 1st Floor Area | 815 sqft |
| 2nd Floor Area | 671 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 166 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 132 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 349 STONE ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-1931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 2 |
| Legal Lot Number | 14.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 30102 |
Source: Madison County and Oneida City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 349 STONE ST, ONEIDA, NY 13421-1931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 11, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Feb 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage EMPOWER CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2024 · Amount on Record |
| Deed Sale | Mar 26, 2024 · Amount on Record |
| Prior Sale | Dec 11, 2019 · Amount on Record |
| Deed Document Number | 20241235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 349 STONE ST, ONEIDA, NY 13421-1931 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000832 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021-2832 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | May 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Dec 11, 2019 |
| Property Address | 349 STONE ST, ONEIDA, NY 13421-1931 |
| Document Number | 0000006599 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 6599 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2020 |
| Title Company | SALT CITY ABSTRACT, SALT CITY ABS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $288.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 349 STONE ST ONEIDA NY 134211931, ONEIDA, NY 13421-1931 |
| Document Number | 6600 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 6600 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 10, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Feb 15, 2017 |
| Property Address | 349 STONE ST, ONEIDA, NY 13421-1931 |
| Document Number | 0000000865 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 865 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2017 |
| Title Company | SALT CITY ABSTRACT, SALT CITY ABS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7909 BROADFIELD RD MANLIUS NY 131048540, MANLIUS, NY 13104-8540 |
| Document Number | 866 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | 866 |
| Name | EMPOWER CU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2047 |
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,774.00 (-1.46%) | ||
| 2025 | $3,830.00 (+129.48%) | $77,000 (+14.93%) Land $9,400 Building $67,600 | $108,451 (+23.02%) Land $13,239 Building $95,212 |
| 2023 | $67,000 (-) Land $9,400 Building $57,600 | $88,158 (+9.21%) Land $12,368 Building $75,790 | |
| 2022 | $1,669.00 | $67,000 Land $9,400 Building $57,600 | $80,723 Land $11,325 Building $69,398 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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