349 NE 45th Ter, Gainesville, FL 32641 Property Records

Alachua County property record for 349 NE 45th Ter, Gainesville, FL 32641

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,225 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Aug 2020)
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10882-010-037`

Property Details

APN / Parcel Number

Primary APN	`10882-010-037`
Alternative APNs	`00961060000` `1081322`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,225 sqft Living Area
Gross Area	1,485 sqft
1st Floor Area	1,225 sqft
Utility Area	24 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	260 sqft
Driveway	Driveway
Driveway Area	480 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	265 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	349 NE 45TH TER
City	GAINESVILLE
State	FL
Zip	32641-1985
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LAKE FOREST-GAINESVILLE-LAKE FARMS REPLAT PB 24 PG 28 LOT 37 OR 4804/1771
Legal Range	20E
Legal Township	10S
Legal Section	01
Legal Subdivision	LAKE FOREST-GAINESVILLE-LAKE FARMS REPLA
Legal Lot Number	37
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2017
Census Tract	1400

Owner

349 NE 45th Ter is owned and occupied by two individuals who bought it in August 2020.

Source: Alachua County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	349 NE 45TH TER, GAINESVILLE, FL 32641-1985
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020 · Amount on File
Deed Sale	Aug 19, 2020 · Amount on File
Prior Sale	Mar 2, 2015 · Amount on File
Deed Document Number	20203277873
Deed Book / Page	4804 / 1771
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Aug 19, 2020
Property Address	349 NE 45TH TER, GAINESVILLE, FL 32641-1985
Document Number	0048041771
Book / Page	004804 / 001771
Instrument Date	Aug 18, 2020
Instrument	3277873
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	BOSSHARDT TITLE INSURANCE AGENCY LLC, BOSSHARDT TITLE INS AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	349 NE 45TH TER GAINESVILLE FL 326411985, GAINESVILLE, FL 32641-1985

Mortgage

Document Number	48041773
Date	Aug 19, 2020
Book Page	004804/001773
Instrument	3277874

Lender

Name	MORTGAGEADVISORS.COM
Address	LAKE MARY, FL 32746

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 349 NE 45th Ter was $2,608 with a homeowner's exemption, up 2.5% from the year before.

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,608.00 (+2.52%) Homeowner's exemption	$143,258	$174,557 Land $36,000 Building $210,557
2024	$2,544.00 (+2.54%)
2023	$2,481.00 (+4.51%) Homeowner's exemption Senior Citizen's exemption	$135,166 (+3%)	$179,230 (+18.61%) Land $37,000 Building $142,230
2022	$2,374.00 Homeowner's exemption	$131,229	$151,115 Land $25,000 Building $126,115

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 349 NE 45th Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 349 NE 45th Ter is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20