349 Moonlight Dr, Ballston Spa, NY 12020 Property Records

Saratoga County and Ballston Town property record for 349 Moonlight Dr, Ballston Spa, NY 12020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,144 sqft · built 2003
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Dec 2022)
Tax Bill	$6,812 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Mar 2022 Refinance
APN	`412089 216.17-1-31`

Property Details

APN / Parcel Number

Primary APN	`412089 216.17-1-31`
Alternative APN	`208921601700010310000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,144 sqft Living Area
1st Floor Area	1,196 sqft
2nd Floor Area	904 sqft
Upper Floors Area	144 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	208 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	70 sqft
Gazebo	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	349 MOONLIGHT DR
City	BALLSTON SPA
State	NY
Zip	12020-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CERT OF MERGER 5/3/96
Legal Block	1
Legal Lot Number	31.000
Jurisdiction	SARATOGA NY
Township / Civil Division	BALLSTON
Census Block Group	2
Census Block	2015
Census Tract	61701

Owner

Source: Saratoga County and Ballston Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	349 MOONLIGHT DR, BALLSTON SPA, NY 12020-4503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST SOURCE FEDERAL CREDIT UNION
Mar 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTCO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2022 · Amount on Record
Deed Sale	Dec 15, 2022 · Amount on Record
Prior Sale	Jul 25, 2003 · Amount on Record
Deed Document Number	202238382
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Dec 15, 2022
Property Address	349 MOONLIGHT DR, BALLSTON SPA, NY 12020-4503
Document Number	0000038382
Instrument Date	Dec 2, 2022
Instrument	2022038382
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PARK ST, ALBANY, NY 12207-1611

Mortgage

Document Number	0000038383
Date	Dec 15, 2022
Instrument	2022038383

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Jan 1, 2033
Max Rate At Change	2.75%
Index	Other

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	349 MOONLIGHT DR, BALLSTON SPA, NY 12020-4503
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008481
Date	Mar 9, 2022
Instrument	2022008481

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

Source: Saratoga County and Ballston Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Ballston Town
Unified School District	Ballston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,812.00	$300,500 (-) Land $42,400 Building $258,100	$473,303 (+11.04%) Land $66,782 Building $406,521
2023		$300,500 Land $42,400 Building $258,100	$426,241 Land $60,142 Building $366,099

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2017–2019)
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURNT HILLS-BALLSTON LK WD serves 10,000 people · EPA ID NY4505658
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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