349 McIndoe St, Owatonna, MN 55060 Property Records

Steele County property record for 349 McIndoe St, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 1956
Lot Size	0.361 acres (15,725 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jan 2026)
Tax Bill	$4,554 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Mar 2011 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-139-0219`

Property Details

APN / Parcel Number

Primary APN	`17-139-0219`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
Basement Area	984 sqft
Finished Basement	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,725 sqft (0.361 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	349 MCINDOE ST
City	OWATONNA
State	MN
Zip	55060-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALEXANDER BLK 2 LOTS 19 & 20 TORRENS PROPERTY
Legal Subdivision	ALEXANDER
Legal Block	2
Legal Lot Number	19-20
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	2
Census Block	2008
Census Tract	960700

Owner

Source: Steele County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	349 MCINDOE ST, OWATONNA, MN 55060-3432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK
Mar 29, 2011	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE LLC
Jan 13, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 18, 2014	Warranty Deed, Transfer · Conventional Mortgage BANKWEST INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Feb 18, 2014 · Amount on Record
Deed Document Number	20261842182
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	349 MCINDOE ST, OWATONNA, MN 55060-3432
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000076614
Date	Oct 1, 2018
Instrument	T000076614

Lender

Name	FIRST UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 20, 2021

Interest

Rate Type	Fixed Rate

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	349 MCINDOE ST, OWATONNA, MN 55060-3432
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000067108
Date	Mar 29, 2011
Instrument	T000067108

Lender

Name	ADVISORS MORTGAGE LLC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55437

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2021

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Jan 13, 2026
Property Address	349 MCINDOE ST, OWATONNA, MN 55060-3432
Document Number	T000085426
Instrument Date	Jan 12, 2026
Instrument	T000085426
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	UNKNOWN, NEAR NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 MCINDOE ST, OWATONNA, MN 55060-3432

Mortgage

Document Number	T000085427
Date	Jan 13, 2026
Instrument	T000085427

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

February 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Feb 18, 2014
Property Address	349 MCINDOE ST, OWATONNA, MN 55060-3432
Document Number	T000071226
Instrument Date	Feb 14, 2014
Instrument	T000071226
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 MCINDOE ST, OWATONNA, MN 55060-3432

Mortgage

Document Number	T000071227
Date	Feb 18, 2014
Instrument	T000071227

Lender

Name	BANKWEST INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2044

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Steele County assessment roll, as of September 8, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,554.00 (+3.78%)
2025	$4,388.00 (+4.53%) Homeowner's exemption	$317,200 (+14.06%) Land $54,500 Building $262,700	$317,200 (+14.06%) Land $54,500 Building $262,700
2023	$4,198.00 Homeowner's exemption	$278,100 Land $42,600 Building $235,500	$278,100 Land $42,600 Building $235,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2000–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Minnesota WiFi, Verizon.

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