Seminole County property record for 349 Bentley St, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,378 sqft · built 1993 |
| Lot Size | 0.23 acres (10,004 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Jul 2023) |
| Tax Bill | $6,152 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-21-31-514-0000-0050 |
| Primary APN | 09-21-31-514-0000-0050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,378 sqft Living Area |
| Gross Area | 2,850 sqft |
| 1st Floor Area | 1,598 sqft |
| Upper Floors Area | 500 sqft |
| Basement Area | 280 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,004 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 302 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 349 BENTLEY ST |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-8263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 5 BENTLEY WOODS PB 41 PGS 79 TO 82 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 09 |
| Legal Subdivision | BENTLEY WOODS |
| Legal Tract | 514 |
| Legal Lot Number | 5 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 21313 |
Source: Seminole County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 349 BENTLEY ST, OVIEDO, FL 32765-8263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2023 · Amount on Record |
| Deed Sale | Jul 7, 2023 · Amount on Record |
| Prior Sale | Nov 12, 1993 · Amount on Record |
| Deed Document Number | 202362340 |
| Deed Book / Page | 10469 / 922 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 7, 2023 |
| Property Address | 349 BENTLEY ST, OVIEDO, FL 32765-8263 |
| Document Number | 0104690922 |
| Book / Page | 10469 / 922 |
| Map Reference | MB 41 PG 79-82 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023062340 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,990.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 ESPERANTO DR, PALM COAST, FL 32164-6237 |
| Name | Verified Name |
|---|---|
| Address | 349 BENTLEY ST, OVIEDO, FL 32765-8263 |
| Document Number | 0010469924 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 10469/924 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 349 BENTLEY ST, OVIEDO, FL 32765-8263 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 349 BENTLEY ST, OVIEDO, FL 32765-8263 |
| Document Number | 0098911632 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 9891/1632 |
| Instrument | 2021043463 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,152.00 (+125.27%) | $404,703 (+89.67%) | $507,255 (+8.95%) Land $125,000 Building $382,255 |
| 2023 | $2,731.00 (+0.33%) Homeowner's exemption | $213,374 (+3%) | $465,570 (+2.94%) Land $115,000 Building $350,570 |
| 2022 | $2,722.00 Homeowner's exemption | $207,159 | $452,265 Land $105,000 Building $347,265 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 40 (1992–2024) |
| Claims Outside the SFHA | 9 of 40 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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