Martin County property record for 3489 SE Kensington St, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1973 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $96,900 (Nov 2009) |
| Tax Bill | $1,528 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-38-41-007-196-0012.0-0-0000 |
| Primary APN | 37-38-41-007-196-0012.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 1,975 sqft |
| 1st Floor Area | 1,584 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 100 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 391 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 300 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 34219 |
|---|---|
| Street Address | 3489 SE KENSINGTON ST |
| City | STUART |
| State | FL |
| Zip | 34997-5352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3B |
| Legal Description | GOLDEN GATE LOTS 12 14 & 16 BLK 196 OR 338/139 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 37 |
| Legal Subdivision | GOLDEN GATE |
| Legal Block | 196 |
| Legal Lot Number | 12 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 1301 |
3489 SE Kensington St is owned and occupied by an individual who bought it in November 2009.
Source: Martin County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3489 SE KENSINGTON ST, STUART, FL 34997-5352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL PARTNERS MORTGAGE LLC |
| Dec 28, 2020 | Affidavit of Death, Transfer SUNFISH TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2009 · Amount on File |
| Deed Sale | Nov 16, 2009 · Amount on File |
| Prior Sale | Oct 15, 2009 |
| Deed Document Number | 20092178302 |
| Deed Book / Page | 2422 / 568 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 3489 SE KENSINGTON ST, STUART, FL 34997-5352 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3489 SE KENSINGTON ST, STUART, FL 34997-5352 |
| Document Number | 0031832466 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 3183/2466 |
| Instrument | 2857464 |
| Name | CAPITAL PARTNERS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORAL SPRINGS, FL 33071 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Dec 28, 2020 |
| Property Address | 3489 SE KENSINGTON ST, STUART, FL 34997-5352 |
| Document Number | 0031841026 |
| Book / Page | 003184 / 001026 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 2857812 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2021 |
| Title Company | SUNFISH TITLE LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3489 SE KENSINGTON ST STUART FL 349975352, STUART, FL 34997-5352 |
The 2025 property tax bill for 3489 SE Kensington St was $1,528 with exemptions applied, up 1.2% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,528.00 (+1.19%) Additional exemption filed | $90,382 | $368,290 Land $225,000 Building $143,290 |
| 2024 | $1,510.00 (+3.78%) | ||
| 2023 | $1,455.00 (-1.36%) Additional exemption filed | $85,277 (+3%) | $266,410 (+2.12%) Land $145,000 Building $121,410 |
| 2022 | $1,475.00 Homeowner's exemption | $82,794 | $260,880 Land $155,400 Building $105,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3489 SE Kensington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 174 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 262 units insured incl. 88 condo units |
| Nearby Flood Claims | 33 (1979–2022) |
| Claims Outside the SFHA | 20 of 33 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3489 SE Kensington St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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