3489 N Main St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 3489 N Main St, Fall River, MA 02720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,535 sqft · built 1988
Lot Size	0.177 acres (7,714 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Aug 2023)
Tax Bill	$4,901 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0X-05 B:0000 L:0013`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0X-05 B:0000 L:0013`
Alternative APN	`M:0X=05 B:0000 L:0013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,535 sqft Living Area
Gross Area	3,698 sqft
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,714 sqft (0.177 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	3489 N MAIN ST
City	FALL RIVER
State	MA
Zip	02720-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	13
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2016
Census Tract	642500

Owner

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3489 N MAIN ST, FALL RIVER, MA 02720-1612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RADIUS FINANCIAL GROUP
Oct 4, 2018	Deed of Trust, Mortgage FALL RIVER MUNICIPAL EMPLOYEES CU
Jul 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Deed Document Number	202312033
Deed Book / Page	11362 / 189
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Aug 31, 2023
Property Address	3489 N MAIN ST, FALL RIVER, MA 02720-1612
Document Number	011362-189
Book / Page	11362 / 189
Instrument Date	Aug 31, 2023
Instrument	12033
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3489 N MAIN ST, FALL RIVER, MA 02720-1612

Mortgage

Document Number	0000012034
Date	Aug 31, 2023
Instrument	12034

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	3489 N MAIN ST, FALL RIVER, MA 02720-1612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9617-44
Date	Oct 4, 2018
Book Page	9617/44
Instrument	16797

Lender

Name	FALL RIVER MUNICIPAL EMPLOYEES CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2023

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	3489 N MAIN ST, FALL RIVER, MA 02720-1612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10170-30
Date	Jul 17, 2020
Book Page	10170/30
Instrument	12141

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,901.00 (+5.47%)	$428,000 (+5.84%) Land $128,100 Building $299,900	$578,265 (+18.72%)
2024	$4,647.00 (-0.75%)	$404,400 (+5.97%) Land $123,200 Building $281,200	$487,065
2023	$4,682.00	$381,600 Land $105,600 Building $276,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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