Carter County property record for 3489 McClain Rd, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,374 sqft · built 2005 |
| Lot Size | 3.44 acres (149,846 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,578 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 79103 |
| Primary APN | 79103 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,374 sqft Living Area |
| Gross Area | 10 sqft |
| 1st Floor Area | 2,840 sqft |
| 2nd Floor Area | 524 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 149,846 sqft (3.44 acres) |
| Garage Type | Mixed |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 480 sqft |
| Lean-To | 400 sqft |
| Storage Building | 600 sqft |
| Utility Building | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 79103 |
|---|---|
| Street Address | 3489 MCCLAIN RD |
| City | ARDMORE |
| State | OK |
| Zip | 73401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | W 310 E 375 S 484 SW SE SW- 02 05S 02E |
| Legal Range | 02E |
| Legal Township | 05S |
| Legal Section | 02 |
| Legal Subdivision | UNPLATTED |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 892700 |
Source: Carter County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 6031, ARDMORE, OK 73403-1031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 3489 MCCLAIN RD, ARDMORE, OK 73401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007027/63 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 7027/63 |
| Instrument | 2021-003913 |
| Name | 1ST CAPITAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | OWASSO, OK 74055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Unified School District | Dickson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,115 (+3%) Land $2,400 Building $44,715 | $392,632 (-17.55%) Land $20,000 Building $372,632 | |
| 2025 | $4,578.00 (+5.22%) Homeowner's exemption | $45,743 (+6.09%) Land $2,400 Building $43,343 | $476,224 (+8.17%) Land $20,000 Building $456,224 |
| 2023 | $4,351.00 Homeowner's exemption | $43,118 Land $2,400 Building $40,718 | $440,250 Land $20,000 Building $420,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 40% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
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