3489 Lotta Rd, Karnack, TX 75661 Property Records

Harrison County property record for 3489 Lotta Rd, Karnack, TX 75661

Property Summary

Property Type	Mobile Home
Details	1,140 sqft · built 2021
Lot Size	6.97 acres (303,744 sqft)
Owner	Individual Name on File
Last Sale	$169,164 (Dec 2021)
Tax Bill	$997 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000027782`

Property Details

APN / Parcel Number

Primary APN	`R000027782`
Alternative APNs	`00008.00680.00000.000000` `0027782`

Interior

Building Area	1,140 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Lot Area	303,744 sqft (6.97 acres)
Storage Building	264 sqft

Location & Zoning

Account Number	R000027782
Street Address	3489 LOTTA RD
City	KARNACK
State	TX
Zip	75661-2163
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	ACRES: 6.973 TRACT: 8 ABST: 8 F FULLER MH (REAL) MH MAKE: SOUTHERN ENEGRY HOMES MH MODEL: 43SHE16763IH15 MH SERIAL#: SAD02259
Legal Subdivision	FRANKLIN FULLER SURVEY ABSTRACT NO 8
Legal Tract	8
Jurisdiction	HARRISON TX
Township / Civil Division	WASKOM
Census Block Group	2
Census Block	2057
Census Tract	20105

Owner

Source: Harrison County assessment roll, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3489 LOTTA RD, KARNACK, TX 75661-2163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Vendor's Lien, Transfer HIGHLANDS RESIDENTIAL MORTGAGE LTD
Dec 1, 2021	Vendor's Lien, Transfer · Conventional Mortgage TRIAD FINANCIAL SERVICES INC
Dec 15, 2020	Grant Deed, Transfer STEPHEN R TOWNSEND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Prior Sale	Dec 15, 2020 · Amount on Record
Deed Document Number	202114948
Record Updated	Sep 20, 2026

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRISON TX
Recording Date	Feb 26, 2026
Property Address	3489 LOTTA RD, KARNACK, TX 75661-2163
Document Number	0000002127
Instrument Date	Feb 25, 2026
Instrument	2026-000002127
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3489 LOTTA RD, KARNACK, TX 75661-2163

Mortgage

Date	Feb 26, 2026

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRISON TX
Recording Date	Dec 1, 2021
Property Address	3489 LOTTA RD, KARNACK, TX 75661-2163
Document Number	0000014948
Instrument Date	Nov 29, 2021
Instrument	2021-000014948
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9455 CADDO LAKE RD, MOORINGSPORT, LA 71060-9045

Mortgage

Document Number	0000014951
Date	Dec 1, 2021
Instrument	2021-000014951

Lender

Name	TRIAD FINANCIAL SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Feb 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARRISON TX
Recording Date	Dec 15, 2020
Property Address	3489 LOTTA RD, KARNACK, TX 75661-2163
Document Number	0000014595
Instrument Date	Dec 15, 2020
Instrument	14595
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1115 WASKOM TX 756921115, WASKOM, TX 75692-1115

Mortgage

Document Number	14594
Date	Dec 15, 2020
Instrument	14594

Lender

Name	STEPHEN R TOWNSEND
Address	PO BOX 3684, LONGVIEW, TX 75606-3684
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 14, 2030

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Harrison County
Unified School District	Waskom Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$997.00 (+99,6%) Homeowner's exemption	$187,730 (+29.21%) Land $83,080 Building $104,650	$187,730 (+29.21%) Land $83,080 Building $104,650
2024	$1.00 (-99.38%)
2023	$162.00 Homeowner's exemption	$145,290 Land $76,160 Building $69,130	$145,290 Land $76,160 Building $69,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEIGH WSC-RURAL serves 6,164 people · EPA ID TX1020022
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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