348706 E 1070 Rd, Prague, OK 74864 Property Records

Lincoln County property record for 348706 E 1070 Rd, Prague, OK 74864

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,144 sqft · built 1971
Lot Size20 acres (871,200 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Sep 2026)
Tax Bill$1,122 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Nov 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0000-32-12N-05E-4-003-00

Property Details

APN / Parcel Number

Primary APN0000-32-12N-05E-4-003-00
Alternative APN
  • 2467

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,144 sqft Living Area
1st Floor Area1,144 sqft
AtticAttic
Attic Area2,644 sqft
Basement Area99 sqft
Unfinished Basement99 sqft
CellarCellar
Storm ShelterStorm Shelter
Storm ShuttersStorm Shutters
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleTraditional
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area871,200 sqft (20 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area70 sqft
Lean-To700 sqft
Pole Barn1,344 sqft

Utilities, Heating & Cooling

Cooling SystemOther
Heating SystemOther

Location & Zoning

Account Number2467
Street Address348706 E 1070 RD
CityPRAGUE
StateOK
Zip74864-3635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20 AC MOL 32-12-5 COM SE/C SE/4 W-660.2' POB W-985' N-885' E-985' S-885' POB 12-5-032-400-003
Legal Range05E
Legal Township12N
Legal Section32
JurisdictionLINCOLN OK
Township / Civil DivisionPRAGUE
Census Block Group1
Census Block1123
Census Tract961500

Owner

Source: Lincoln County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address348706 E 1070 RD, PRAGUE, OK 74864-3635
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2026Warranty Deed, Transfer · Conventional Mortgage
BANCFIRST
Nov 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST UNITED BANK & TRUST CO
Nov 28, 2018Deed of Trust, Mortgage · Line of Credit
FIRST UNITED BANK & TRUST CO
Sep 12, 2019Deed of Trust, Mortgage · FHA Mortgage
FIRST UNITED BANK & TRUST CO
Aug 28, 2020Deed of Trust, Mortgage · Line of Credit
FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2026 · Amount on Record
Deed SaleSep 21, 2026 · Amount on Record
Prior SaleJul 9, 1998 · Amount on Record
Deed Document Number20267306
Deed Book / Page2686 / 534
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN OK
Recording DateSep 21, 2026
Property Address348706 E 1070 RD, PRAGUE, OK 74864-3635
Document Number0000007306
Book / Page2686 / 534
Instrument DateAug 27, 2026
Instrument20267306
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$49,237.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address348706 E 1070 RD, PRAGUE, OK 74864-3635

Mortgage

Document Number0000007307,
DateSep 21, 2026
Instrument20267307
Lender
NameBANCFIRST
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueSep 4, 2051
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN OK
Property Address348706 E 1070 RD, PRAGUE, OK 74864-3635
Transaction TypeMortgage
Record UpdatedFeb 23, 2023
Title CompanyNOT AVAILABLE, CHOICE TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002273/705
DateNov 15, 2017
Book Page2273/705
Instrument08373
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressDURANT, OK 74701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2032

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN OK
Property Address348706 E 1070 RD, PRAGUE, OK 74864-3635
Transaction TypeMortgage
Record UpdatedFeb 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002314/440
DateNov 28, 2018
Book Page2314/440
Instrument07820
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressSHAWNEE, OK 74804
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 9, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN OK
Property Address348706 E 1070 RD, PRAGUE, OK 74864-3635
Transaction TypeMortgage
Record UpdatedFeb 23, 2023
Title CompanyNOT AVAILABLE, CHOICE TITLE & ABSTRACTING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002348/539
DateSep 12, 2019
Book Page2348/539
Instrument06145
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressDURANT, OK 74701
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN OK
Property Address348706 E 1070 RD, PRAGUE, OK 74864-3635
Transaction TypeMortgage
Record UpdatedFeb 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address348706 E 1070 RD, PRAGUE, OK 74864-3635

Mortgage

Document Number002386/750
DateAug 28, 2020
Book Page2386/750
Instrument5275
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressSHAWNEE, OK 74804
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyLincoln County
Unified School DistrictPrague Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,543 (+3%) Land $7,690 Building $3,853$104,936 (-23.56%) Land $69,908 Building $35,028
2025$1,122.00 (+0.18%) Homeowner's exemption$11,207 (+17.18%) Land $6,572 Building $4,635$137,282 (-7.59%) Land $80,500 Building $56,782
2024$1,120.00 (+26.27%) Homeowner's exemption$9,564 (-6.76%) Land $7,535 Building $2,029
2022$887.00 Homeowner's exemption$10,257 Land $4,729 Building $5,528$148,563 Land $68,500 Building $80,063

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 82% of Oklahoma
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRI-COUNTY RWD #2
serves 5,172 people · EPA ID OK2006362
Water SourceGroundwater
Last State InspectionJun 2023
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CVEC Fiber
Fiber
2,400 / 2,400
Atlink Services
Fixed Wireless
100 / 20

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