34863 Finger Rd, Mount Pleasant, NC 28124 Property Records

Stanly County property record for 34863 Finger Rd, Mount Pleasant, NC 28124

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,069 sqft · built 1997
Lot Size	4.73 acres (206,039 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,052 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`559902580669`

Property Details

APN / Parcel Number

Primary APN	`559902580669`
Alternative APNs	`1527834` `10539`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,069 sqft Finished Area
Basement Area	2,192 sqft
Unfinished Basement	2,192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	206,039 sqft (4.73 acres)
Garage Area	1,026 sqft
Porch	Porch
Porch Area	378 sqft
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	1527834
Street Address	34863 FINGER RD
City	MOUNT PLEASANT
State	NC
Zip	28124-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 34863 FINGER RD 559900083
Legal Subdivision	BOUNDARY SURVEY FOR MARK ALMOND
Jurisdiction	STANLY NC
Township / Civil Division	RIDENHOUR
Census Block Group	3
Census Block	3026
Census Tract	930101

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34863 FINGER RD, MOUNT PLEASANT, NC 28124-9610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 24, 2014
Transfer Doc	0000362759
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	34863 FINGER RD, MOUNT PLEASANT, NC 28124-9610
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000432227
Date	Apr 28, 2021
Book Page	1739/1469
Instrument	432227

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Interest

Change Frequency	2 Years

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Dec 19, 2019
Property Address	34863 FINGER RD, MOUNT PLEASANT, NC 28124-9610
Document Number	0000415786
Book / Page	001688 / 001465
Instrument Date	Dec 19, 2019
Instrument	415786
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$844.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 53 STELLA NC 285820053, STELLA, NC 28582-0053

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,052.00 (+14.18%)	$500,378 (+32.86%) Land $67,935 Building $432,443	$500,378 (+32.86%) Land $67,935 Building $432,443
2023	$2,673.00	$376,608 Land $43,812 Building $332,796	$376,608 Land $43,812 Building $332,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Finger Rd

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